Cheapest Places to Live in Pennsylvania

Access hyperlocal data to help you make a confident and informed decision.

Pennsylvania, with its rich history, diverse landscapes, and vibrant cities, offers a variety of living experiences. Landmarks such as Independence Hall, Gettysburg National Military Park, and Hersheypark highlight the state's attractions. The state's economy is robust and diverse, driven by sectors such as manufacturing, healthcare, and education. Pennsylvania's tax structure includes moderate income and property taxes, which contribute to its overall affordability. Despite recent inflation and rising food costs, Pennsylvania remains one of the more affordable states in the northeastern region, especially in its smaller towns and rural areas. The combination of a diverse economy and manageable living costs makes Pennsylvania an attractive place for those seeking affordability and quality of life.

Affordable living in Pennsylvania can often be found in smaller towns and suburban areas where housing costs and everyday expenses are lower. These regions provide a more manageable cost of living, which is essential for maintaining financial stability. Affordability is a key factor in livability, as it allows residents to enjoy a comfortable standard of living without undue financial strain. Factors contributing to the cheapest places to live in Pennsylvania include lower housing demand in less populated areas, supportive local economic policies, and efficient public services. Using AI-assisted city-level cost of living estimates, supported by U.S. Census housing data and regional economic modeling, helps identify these affordable regions and gives potential residents a practical way to compare affordability from one city to the next. In a state known for its historical significance and economic opportunities, finding affordable living options enhances the overall living experience.

Sharon Population: 13,388 19% cheaper than Pennsylvania average

Med. Home Value: $114,487 Med. Rent: $863 Med. Household Inc.: $46,970

With a cost of living index that is 19% cheaper than the state average, Sharon is the cheapest place to live in Pennsylvania. This area offers residents a remarkable blend of relatively low housing costs, budget-friendly grocery prices, affordable utilities, and economical health care services, making it an attractive destination for those seeking to stretch their dollars further. Whether you're a young professional, a growing family, or someone looking to enjoy a more relaxed pace of life, Sharon provides an inviting and cost-effective environment to call home.

Johnstown Population: 19,980 19% cheaper than Pennsylvania average

Med. Home Value: $65,930 Med. Rent: $819 Med. Household Inc.: $43,472

The second most affordable city in Pennsylvania is Johnstown and stands out for its cost-effective lifestyle. With an overall cost of living that is 19% cheaper than the Pennsylvania average, overall goods and services, housing, utilities, transportation and health care costs fall within a reasonable range. Median household income levels are steady and come in at , which helps to increase the purchasing power of the local residents.

New Castle Population: 22,377 18% cheaper than Pennsylvania average

Med. Home Value: $114,231 Med. Rent: $984 Med. Household Inc.: $51,815

New Castle lands in the #3 spot for the cheapest cities to live in Pennsylvania, with a cost of living that is 18% cheaper than the state average. With home prices averaging and rental rates coming in around , it helps that household income levels average about , which assists with paying the mortgage or your monthly rent. Its robust public school system and accessible health care further enhance its appeal, making it a great place to settle down. The strong community spirit and ample recreational opportunities add to its charm.

Shamokin Population: 7,200 18% cheaper than Pennsylvania average

Med. Home Value: $77,259 Med. Rent: $856 Med. Household Inc.: $44,595

The cost of everyday grocery items, goods & services and of course housing, can have a significant impact on the overall cost of living in any area. Shamokin offers a picturesque and affordable living environment, with a cost of living that is 18% cheaper than the state average. Everyday items like ground beef , eggs , coffee and pizza are all fairly reasonable compared to most other cities, which helps reduce those grocery bills. Home prices are also fairly affordable (compared to the state average), coming in at around .

Greenville Population: 5,537 17% cheaper than Pennsylvania average

Med. Home Value: $133,430 Med. Rent: $885 Med. Household Inc.: $71,846

For those wanting to live well on a budget, Greenville is ideal, with a cost of living that is 17% cheaper than the state average. Reasonable housing prices (compared to the Pennsylvania average) of and rental prices of are paired with economical goods and services and a range of free or low-cost recreational activities. The city's proactive economic development initiatives also ensure a steady stream of job opportunities, making it a smart choice for those prioritizing financial ease.

Sugarcreek Population: 5,116 16% cheaper than Pennsylvania average

Med. Home Value: $151,694 Med. Rent: $897 Med. Household Inc.: $65,081

Sugarcreek comes in at #6 on our list of the cheapest cities in Pennsylvania and is a haven for those seeking affordability without sacrificing convenience. The city is known for its discount shopping centers and budget-friendly dining options and has a cost of living that is 16% cheaper than Pennsylvania. The city's local markets provide fresh produce and other groceries at reduced prices, while parks and community centers offer free entertainment and leisure. This city is perfect for enjoying a high quality of life at a low cost.

Oil City Population: 10,033 16% cheaper than Pennsylvania average

Med. Home Value: $100,614 Med. Rent: $981 Med. Household Inc.: $61,593

With its cost-effective lifestyle, Oil City is an attractive destination for those looking to live affordably. The city boasts suitable housing costs, affordable healthcare, and a variety of budget-friendly dining options. The community is welcoming and vibrant, providing residents with a rich social life at a fraction of the cost. Median income levels come in at , which provides financial stability, purchasing power and increases the quality of life in the city.

Uniontown Population: 10,028 16% cheaper than Pennsylvania average

Med. Home Value: $147,116 Med. Rent: $1,084 Med. Household Inc.: $51,018

A lower cost of living allows individuals to manage their expenses more effectively, reducing the risk of financial stress and debt. When essential costs such as housing, food, transportation, and healthcare are more affordable, people can achieve greater financial stability and resilience. Uniontown fits that mold and has a cost of living that is 16% cheaper than Pennsylvania.

Titusville Population: 5,358 15% cheaper than Pennsylvania average

Med. Home Value: $123,118 Med. Rent: $789 Med. Household Inc.: $55,446

Lower living costs can lead to a higher quality of life by making it easier for people to afford comfortable housing, nutritious food, and access to healthcare. It can also provide opportunities for better education, recreational activities, and community engagement, contributing to overall well-being. Titusville is one of the most affordable cities in Pennsylvania, and has a cost of living that is 15% cheaper than the state average.

Franklin Population: 6,325 15% cheaper than Pennsylvania average

Med. Home Value: $161,042 Med. Rent: $930 Med. Household Inc.: $67,905

With a cost of living that is 15% cheaper than Pennsylvania, Franklin comes in at #10 on our list of the cheapest places to live in Pennsylvania. Financial stress is a significant factor affecting mental and physical health. By lowering the cost of living, individuals can experience reduced anxiety related to meeting monthly expenses, thereby improving overall health and well-being. The ability to afford basic necessities without constant worry contributes to a more balanced and fulfilling life.

Full list of the cheapest places in Pennsylvania

Rank	Location	Population	COL Index	Med. Home Value	Med. Household Inc.
1	Sharon	13,388	79	$114,487	$46,970
2	Johnstown	19,980	79	$65,930	$43,472
3	New Castle	22,377	79	$114,231	$51,815
4	Shamokin	7,200	80	$77,259	$44,595
5	Greenville	5,537	80	$133,430	$71,846
6	Sugarcreek	5,116	81	$151,694	$65,081
7	Oil City	10,033	82	$100,614	$61,593
8	Uniontown	10,028	82	$147,116	$51,018
9	Titusville	5,358	82	$123,118	$55,446
10	Franklin	6,325	82	$161,042	$67,905
11	Clairton	6,767	82	$82,896	$54,622
12	Mount Carmel	5,819	82	$79,980	$53,603
13	Duquesne	5,736	82	$80,770	$53,488
14	Turtle Creek	5,328	83	$100,624	$50,039
15	McKeesport	19,608	83	$90,661	$42,556
16	Monessen	7,442	84	$134,694	$69,343
17	Lewistown	8,354	84	$129,963	$53,342
18	Tamaqua	6,861	84	$110,850	$56,127
19	Ellwood City	7,703	84	$181,571	$69,230
20	Warren	9,397	84	$147,744	$65,190
21	Plymouth	5,986	84	$122,679	$58,478
22	McKees Rocks	6,028	84	$94,657	$46,711
23	Corry	6,495	84	$138,268	$50,490
24	Vandergrift	5,047	85	$113,596	$64,082
25	Sunbury	9,779	85	$146,866	$51,181
26	Clearfield	6,005	85	$153,277	$70,423
27	Nanticoke	10,607	86	$145,686	$68,505
28	Beaver Falls	8,606	86	$131,575	$52,716
29	Arnold	5,024	86	$113,516	$48,712
30	Punxsutawney	5,878	86	$157,765	$50,443
31	Chester	35,117	86	$129,918	$48,577
32	Wilkes-Barre	41,994	86	$142,411	$60,954
33	Connellsville	7,597	86	$190,829	$53,151
34	Erie	100,285	86	$162,375	$58,044
35	Pottsville	13,838	86	$137,346	$57,180
36	New Brighton	5,947	87	$142,330	$55,335
37	Ambridge	6,861	87	$134,778	$64,009
38	Altoona	44,840	87	$166,716	$62,058
39	Aliquippa	9,141	87	$137,155	$53,724
40	York	45,108	87	$138,842	$53,149
41	Pittston	7,893	87	$166,303	$52,889
42	Somerset	6,058	87	$197,910	$66,525
43	Harrisburg	50,810	87	$157,441	$62,723
44	Schuylkill Haven	5,310	87	$164,550	$65,531
45	Munhall	11,275	88	$154,853	$64,083
46	Washington	13,848	88	$182,064	$70,754
47	Reading	90,906	88	$141,735	$53,504
48	Berwick	10,274	88	$187,181	$64,332
49	Tyrone	5,291	88	$180,802	$64,576
50	Carbondale	8,679	88	$173,930	$62,451

Methodology

To formulate the list of the cheapest places to live in Pennsylvania, a city-level cost of living model was used with a national average baseline of 100. This framework is designed to provide a practical comparison of how far your dollar may go across different urban areas. Housing estimates incorporate the latest available U.S. Census home price and rental data, while all other values are generated using AI-assisted economic models based on expected everyday expenses, regional pricing trends, climate, transportation patterns, and local economic conditions. The overall index is weighted across key spending categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%).

Map of Cost of Living by State

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The map above is a great way to help you discover the most affordable states across the U.S. By highlighting states with the lowest cost of living, this map provides an in-depth look at where you can get the most value for your money. By visually representing this data, the map allows users to easily compare different regions and make informed decisions about potential relocations or investments. Additionally, it provides valuable insights into the economic conditions and lifestyle factors that influence these cost of living statistics. Whether you're planning a move, considering a new job, or simply curious about the economic landscape, this map is a useful resource for understanding and navigating the financial implications of living in different states.