A+
14%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Wilkes-Barre Pennsylvania National
Cost of living8697100
Groceries99100100
Health care9999100
Housing5490100
Transportation101101100
Utilities10299100
Lifestyle & Entertainment103100100
Household Items10099100
Education & Childcare98101100
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An Overview of Cost of Living in Wilkes-Barre, PA

The cost of living in Wilkes-Barre affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Wilkes-Barre is 86, which is 14% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Housing expenses often consume a significant portion of your net income, occasionally surpassing 30%. Fortunately, housing costs in Wilkes-Barre are 46.1% below the national average. This highlights the region's exceptional affordability for both homeownership and rentals in comparison to the rest of the country. This favorable housing situation allows residents to allocate a more reasonable fraction of their income to housing, resulting in enhanced financial flexibility and improved overall financial well-being.

What Do Locals Say About the Cost of Living in Wilkes-Barre?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 8 locals to understand their opinions on the cost of living in Wilkes-Barre. The results indicated that 88% found it reasonably priced with decreasing prices of goods and services, while 13% viewed it as quite expensive, with increasing prices.

Is Wilkes-Barre Affordable?

Is Wilkes-Barre an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Wilkes-Barre, the median home price is 56.4% lower than what most folks pay across the country, and monthly rent prices are 22% lower than the usual rates. Income levels in Wilkes-Barre come in at $60,954, which is 25.1% lower than the national average.

What Factors can Influence the Cost of Living in Wilkes-Barre?

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Wilkes-Barre, the groceries index is 1% lower than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Wilkes-Barre, the transportation index stands at 0.7% higher than the national average.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Wilkes-Barre, the housing index comes in at 46.1% lower than the national average.

Where is the Data From?

The Wilkes-Barre cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Wilkes-Barre is 11% lower than the Pennsylvania average
  • The cost of living in Wilkes-Barre is 14% lower than the national average
  • Wilkes-Barre housing is 46% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Wilkes-Barre

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Compare Wilkes-Barre, PA Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,983$7,082$1,983$2,550
      Renters$40,739$3,395$951$1,222
      To approximate the cost of living and the housing affordability in Wilkes-Barre, PA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Wilkes-Barre have a median income of $84,983. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,983 per month to avoid calamity and poverty. The renters in the city have an income of about $40,739, which would make their monthly maximum allowable rental costs $951.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Plymouth, PA5,9868415.7%
      Ashley, PA2,8238415.7%
      Glen Lyon, PA2,9918515.5%
      Shickshinny, PA6378514.9%
      Hickory Hills, PA4088514.5%
      Wilkes-Barre, PA41,9948613.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lancaster, OH41,994919.3%
      Shelton, CT42,03312827.7%
      Hickory, NC42,059982.1%
      Hutchinson, KS42,0738614.1%
      Fitchburg, MA41,91311111.4%
      Wilkes-Barre, PA41,9948613.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.