Cost of Living in Carbondale, PA

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12%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Carbondale Pennsylvania National
Cost of living8897100
Groceries101100100
Health care10099100
Housing6090100
Transportation97101100
Utilities10399100
Lifestyle & Entertainment102100100
Household Items9899100
Education & Childcare100101100
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Homes For Sale In Carbondale, PA

property for sale

86 Belmont St

Carbondale, PA
property for sale

88 7th Ave

Carbondale, PA
property for sale

82 River St

Simpson, PA
property for sale

51 Park St

Carbondale, PA
See the Newest Homes For Sale In Carbondale, PA

Cost Of Living Quick Facts

  • The cost of living in Carbondale is 9% lower than the Pennsylvania average
  • The cost of living in Carbondale is 12% lower than the national average
  • Carbondale housing is 40% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Carbondale

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Compare Carbondale, PA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$79,354$6,613$1,851$2,381
      Renters$39,054$3,255$911$1,172
      A good way to judge both the affordability of the housing and the cost of living in Carbondale is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Carbondale has a median income of about $79,354 for people who own homes. Based on that number, a maximum of $1,851 should be spent on expenses related to housing. Renters have a slightly different median income, which is $39,054. Based on this average, renters should spend no more than $911 on all rental costs if they want to maintain a non-impoverished standard of living.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Simpson, PA1,1388812.3%
      Forest City, PA1,6988812.0%
      Scranton, PA79,8879010.3%
      Duryea, PA5,1049010.0%
      Mayfield, PA1,776918.8%
      Carbondale, PA8,6798812.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Arab, AL8,679909.8%
      South Kensington, MD8,67919291.6%
      Tuskegee, AL8,6788119.2%
      Renfrew, ON8,678n/a 
      Sainte-Catherine-de-la-Jacques-Cartier, QC8,680n/a 
      Carbondale, PA8,6798812.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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