Cost of Living in Ellwood City, PA

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16%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ellwood City Pennsylvania National
Cost of living8497100
Groceries97100100
Health care9599100
Housing6090100
Transportation94101100
Utilities9599100
Lifestyle & Entertainment97100100
Household Items9499100
Education & Childcare86101100
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Homes For Sale In Ellwood City, PA

property for sale

520 Joffre St

Ellwood City, PA
property for sale

4 2nd St

Ellwood City, PA
property for sale

1181 Davis Rd

Ellwood City, PA
property for sale

130 James Dr

Ellwood City, PA

Cost Of Living Quick Facts

  • The cost of living in Ellwood City is 13% lower than the Pennsylvania average
  • The cost of living in Ellwood City is 16% lower than the national average
  • Ellwood City housing is 40% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Ellwood City

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$85,524$7,127$1,995$2,566
      Renters$45,443$3,787$1,060$1,363
      The affordability of the housing market in Ellwood City, PA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Ellwood City homeowners, the median income is $85,524. This indicates that a monthly maximum of $1,995 should be spent by homeowners on all housing related costs. Renters have a median income of $45,443. This indicates that renters would have a maximum of $1,060 for their rent related monthly costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Slippery Rock University, PA2,583945.8%
      Lake Arthur Estates, PA4766832.1%
      Glasgow, PA1178218.3%
      Negley, OH3617822.1%
      Lowellville, OH1,1437921.2%
      Ellwood City, PA7,7038416.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Delafield, WI7,70312524.5%
      Villa Hills, KY7,7041000.4%
      Clare, NS7,701n/a 
      Dock Junction, GA7,699918.6%
      Aurora, MO7,7098416.5%
      Ellwood City, PA7,7038416.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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