Cost Of Living in Franklin, PA

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18%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

46%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Franklin	Pennsylvania	National
Cost of living	82	97	100
Groceries	97	100	100
Health care	95	99	100
Housing	54	90	100
Transportation	94	101	100
Utilities	95	99	100
Lifestyle & Entertainment	97	100	100
Household Items	94	99	100
Education & Childcare	86	101	100

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Cost Of Living Quick Facts

The cost of living in Franklin is 15% lower than the Pennsylvania average
The cost of living in Franklin is 18% lower than the national average
Franklin housing is 46% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$100,233	$8,353	$2,339	$3,007
Renters	$42,447	$3,537	$990	$1,274

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hannasville, PA	156	99	1.2%
Franklin borough, PA	249	75	24.6%
Rouseville, PA	453	81	19.2%
Oil City, PA	10,033	82	18.3%
Clintonville, PA	555	79	20.7%
Franklin, PA	6,325	82	17.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
East End, AR	6,325	92	8.0%
Childress, TX	6,325	83	17.2%
Indian Hills, NV	6,324	123	23.2%
Union Gap, WA	6,326	100	0.5%
Shrewsbury, MO	6,323	99	0.8%
Franklin, PA	6,325	82	17.9%