Clearfield, Pennsylvania Cost Of Living

Buy Rent

B

Overall 13%

Goods & Services 2%

Housing 53%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Clearfield	Pennsylvania	National
Cost of living	87	100	100
Goods & Services	98	102	100
Groceries	108	105	100
Health care	97	98	100
Housing	47	91	100
Transportation	108	105	100
Utilities	123	106	100

Key findings

The cost of living in Clearfield is 12% lower than the Pennsylvania average
The cost of living in Clearfield is 13% lower than the national average
Clearfield housing is 53% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 24% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$50,804	$4,234	$1,185	$1,524
Renters	$27,194	$2,266	$634	$816

The affordability of the housing market in Clearfield, PA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Clearfield homeowners, the median income is $50,804. This indicates that a monthly maximum of $1,185 should be spent by homeowners on all housing related costs. Renters have a median income of $27,194. This indicates that renters would have a maximum of $634 for their rent related monthly costs.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Clearfield	National avg.	Difference
Haircut	$20.83	$20.27	2.8%
Beauty Salon	$38.46	$40.39	4.8%
Toothpaste	$1.93	$2.36	18.1%
Shampoo	$1.17	$1.08	8.7%
Movie	$11.14	$10.99	1.4%
Bowling	$13.21	$15.49	14.7%

Groceries

Item	Clearfield	National avg.	Difference
Ground Beef	$4.06	$4.30	5.4%
Fried Chicken	$1.71	$1.40	22.2%
Milk	$2.04	$2.20	7.4%
Potatoes	$4.69	$3.22	45.7%
Pizza	$11.27	$10.74	5.0%
Beer	$9.99	$9.60	4.1%

Health Care

Item	Clearfield	National avg.	Difference
Optometrist	$96.63	$109.73	11.9%
Doctor	$104.64	$118.34	11.6%
Dentist	$99.12	$100.94	1.8%
Ibuprofen	$10.36	$9.93	4.3%
Lipitor	$487.25	$469.53	3.8%

Housing

Item	Clearfield	National avg.	Difference
Home Price	$77,700.00	$184,700.00	57.9%
Avg. Mortgage Payment	$1,235.95	$1,229.62	0.5%
Apartment Rent	$544.00	$949.00	42.7%

Transportation

Item	Clearfield	National avg.	Difference
Gasoline	$2.86	$2.71	5.4%
Tire Balancing	$58.17	$51.86	12.2%

Utilities

Item	Clearfield	National avg.	Difference
All Electricity	$235.14	$170.84	37.6%
Phone	$193.95	$187.18	3.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Allport, PA	368	105	4.7%
Morrisdale, PA	820	79	21.3%
Hawk Run, PA	614	83	16.6%
Lumber City, PA	245	84	16.2%
Bigler, PA	400	85	15.5%
Clearfield, PA	6,058	87	12.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Twin Lakes, WI	6,059	95	5.2%
Marvin, NC	6,056	170	69.8%
Princeton, WV	6,056	83	17.4%
Fort Shawnee, OH	6,060	93	7.1%
Sainte-Anne-des-Monts, QC	6,055	n/a
Clearfield, PA	6,058	87	12.7%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.