Cost of Living in Clearfield, PA

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15%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Clearfield Pennsylvania National
Cost of living8597100
Groceries97100100
Health care10099100
Housing5390100
Transportation102101100
Utilities9999100
Lifestyle & Entertainment98100100
Household Items9999100
Education & Childcare99101100
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Homes For Sale In Clearfield, PA

property for sale

1121 Willow Dr

Clearfield, PA
property for sale

1101 Willow Dr

Clearfield, PA
property for sale

628 Turnpike Ave

Clearfield, PA
property for sale

1114 Willow Dr

Clearfield, PA

Cost Of Living Quick Facts

  • The cost of living in Clearfield is 12% lower than the Pennsylvania average
  • The cost of living in Clearfield is 15% lower than the national average
  • Clearfield housing is 47% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Clearfield

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      The best places in Pennsylvania

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,720$7,643$2,140$2,752
      Renters$31,361$2,613$732$941
      The affordability of the housing market in Clearfield, PA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Clearfield homeowners, the median income is $91,720. This indicates that a monthly maximum of $2,140 should be spent by homeowners on all housing related costs. Renters have a median income of $31,361. This indicates that renters would have a maximum of $732 for their rent related monthly costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      South Philipsburg, PA567990.9%
      Hawk Run, PA6507920.7%
      Grampian, PA4918317.2%
      Wallaceton, PA2908317.2%
      Houtzdale, PA8068317.1%
      Clearfield, PA6,0058514.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Little Silver, NJ6,00519392.7%
      Moosic, PA6,005981.6%
      Glendale, MO6,00413030.2%
      Norwood, NJ6,00317171.0%
      Spencer, MA6,00711716.9%
      Clearfield, PA6,0058514.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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