A+
14%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Nanticoke Pennsylvania National
Cost of living8697100
Groceries99100100
Health care9999100
Housing5290100
Transportation101101100
Utilities10299100
Lifestyle & Entertainment103100100
Household Items10099100
Education & Childcare98101100
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An Overview of Cost of Living in Nanticoke, PA

Getting a feel for the cost of living in Nanticoke is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Nanticoke is 86, which is 14% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Housing expenses often consume a significant portion of your net income, occasionally surpassing 30%. Fortunately, housing costs in Nanticoke are 47.9% below the national average. This highlights the region's exceptional affordability for both homeownership and rentals in comparison to the rest of the country. This favorable housing situation allows residents to allocate a more reasonable fraction of their income to housing, resulting in enhanced financial flexibility and improved overall financial well-being.

Is Nanticoke Affordable?

Is Nanticoke affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Nanticoke, the median home price is 55.4% lower than the national average and monthly rent prices are 30.5% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Nanticoke boasting a median household income of $68,505, 15.8% lower than the national average.

What Factors can Influence the Cost of Living in Nanticoke?

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Nanticoke, healthcare costs are 1.2% lower than the national average.

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Where is the Data From?

The Nanticoke cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Nanticoke is 12% lower than the Pennsylvania average
  • The cost of living in Nanticoke is 14% lower than the national average
  • Nanticoke housing is 48% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Nanticoke

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Compare Nanticoke, PA Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,817$6,401$1,792$2,305
      Renters$47,519$3,960$1,109$1,426
      A good indicator of the general affordability of housing in Nanticoke, PA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Nanticoke, the median monthly income is $76,817 for those who own their own homes. Under the standard rule, that income level would allow for $1,792 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $47,519, per the median income in the area. That would allow for renters to spend up to $1,109 on monthly rental expenses.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Plymouth, PA5,9868415.7%
      Ashley, PA2,8238415.7%
      Glen Lyon, PA2,9918515.5%
      Shickshinny, PA6378514.9%
      Hickory Hills, PA4088514.5%
      Nanticoke, PA10,6078614.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hillsdale, NJ10,60515756.9%
      Sumner, WA10,60413131.2%
      Canandaigua, NY10,6111044.4%
      Vashon, WA10,61215151.4%
      Troy, IL10,6011000.5%
      Nanticoke, PA10,6078614.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.