Cost of Living in Mount Carmel, PA

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18%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
62%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mount Carmel Pennsylvania National
Cost of living8297100
Groceries100100100
Health care10199100
Housing3890100
Transportation102101100
Utilities9999100
Lifestyle & Entertainment104100100
Household Items10299100
Education & Childcare103101100
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Homes For Sale In Mount Carmel, PA

property for sale

244 W Cherry St

Mount Carmel, PA
property for sale

413 E 5th St

Mount Carmel, PA
property for sale

401 West Ave

Mount Carmel, PA
property for sale

634 E 4th St

Mount Carmel, PA

Cost Of Living Quick Facts

  • The cost of living in Mount Carmel is 15% lower than the Pennsylvania average
  • The cost of living in Mount Carmel is 18% lower than the national average
  • Mount Carmel housing is 62% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Mount Carmel

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$65,949$5,496$1,539$1,979
      Renters$41,943$3,495$979$1,258
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Mount Carmel, PA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Mount Carmel homeowners, is $65,949. This would allow for a maximum of $1,539 per month to be spent on housing costs. For renters, the median monthly income is $41,943 which would result in a maximum of $979 to be spent on rental costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Slabtown, PA1621000.0%
      Centralia, PA01011.2%
      Strong, PA1991011.2%
      Wilburton Number Two, PA791000.0%
      Shenandoah, PA4,9137821.8%
      Mount Carmel, PA5,8198217.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bryn Mawr, PA5,81912625.6%
      Sharon Hill, PA5,820964.1%
      Kayenta, AZ5,8218019.7%
      Surfside, FL5,82115959.2%
      Lackland AFB, TX5,82113029.7%
      Mount Carmel, PA5,8198217.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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