Chester cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexChesterPennsylvaniaNational
Cost of living9599100
IndexChesterPennsylvaniaNational
Goods & Services11998100
Groceries123103100
Health care11294100
Housing5191100
Transportation110109100
Utilities84111100

Key findings

  • The cost of living in Chester is 4% lower than the Pennsylvania average
  • The cost of living in Chester is 5% lower than the national average
  • Chester housing is 49% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 38% higher than the national average

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Compare Chester, PA Cost of Living To Other Cities

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$42,630$3,553$995$1,279
      Renters$20,205$1,684$471$606
      To approximate the cost of living and the housing affordability in Chester, PA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Chester have a median income of $42,630. Therefore, the amount that a consumer should spend on housing costs should be no more than $995 per month to avoid calamity and poverty. The renters in the city have an income of about $20,205, which would make their monthly maximum allowable rental costs $471.

      Pennsylvania Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Pennsylvania6%8%

      Pennsylvania Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Pennsylvania3.07%3.07%

      Goods & Services

      ItemChesterNational avg.Difference
      Haircut $17.67$17.491.0%
      Beauty Salon $45.33$38.1718.8%
      Toothpaste $2.86$2.3223.2%
      Shampoo $1.18$1.0116.6%
      Movie $11.75$10.729.6%
      Bowling $18.00$13.8629.9%

      Groceries

      ItemChesterNational avg.Difference
      Ground Beef $4.49$3.9015.1%
      Fried Chicken $2.16$1.4054.8%
      Milk $2.59$1.9632.0%
      Potatoes $4.99$3.1856.8%
      Pizza $10.00$10.393.8%
      Beer $8.49$9.238.0%

      Health Care

      ItemChesterNational avg.Difference
      Optometrist $112.50$106.345.8%
      Doctor $97.50$115.2515.4%
      Dentist $133.50$98.3835.7%
      Ibuprofen $11.76$9.2627.0%
      Lipitor $470.99$466.471.0%

      Housing

      ItemChesterNational avg.Difference
      Home Price $66,800.00$184,700.0063.8%
      Avg. Mortgage Payment $1,352.21$1,273.326.2%
      Apartment Rent $810.00$949.0014.6%

      Transportation

      ItemChesterNational avg.Difference
      Gasoline $2.73$2.595.2%
      Tire Balancing $60.00$48.9022.7%

      Utilities

      ItemChesterNational avg.Difference
      All Electricity$125.16$167.6025.3%
      Phone $173.76$163.426.3%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Cheyney University, PA66311313%
      Prospect Park CDP, PA22486-14%
      Marcus Hook, PA2,42097-3%
      Darby, PA10,67794-6%
      Camden, NJ76,00594-6%
      Chester, PA34,05695-5%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Houma, LA34,05293-7%
      Kyle, TX34,08096-4%
      Redan, GA34,10093-7%
      Dana Point, CA34,00918383%
      Pekin, IL34,00388-12%
      Chester, PA34,05695-5%
      Source: The Chester, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.