Turtle Creek, PA Cost Of Living

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Turtle Creek cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Turtle Creek	Pennsylvania	National
Cost of living index	84	100	100
Index	Turtle Creek	Pennsylvania	National
Goods & Services index	97	100	100
Groceries index	110	105	100
Health care index	94	92	100
Housing index	39	91	100
Transportation index	107	108	100
Utilities index	110	111	100

A general overview of the cost of living index for Turtle Creek, PA is displayed above. In Turtle Creek, PA, the overall cost of living index is 84, which is 16% lower than the Pennsylvania average and 16% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Turtle Creek, PA, the city's goods and services are 3% lower than the Pennsylvania average and 3% lower than the U.S. average.

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Did you know?

The cost of living in Turtle Creek is 16% lower than the Pennsylvania average.
The cost of living in Turtle Creek is 16% lower than the national average.
The cost of housing in Turtle Creek is 61% lower than the national average.
Pennsylvania general sales tax is 18% higher than the national average.
Pennsylvania state income tax is 38% higher than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current income in Turtle Creek, PA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Turtle Creek, PA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Turtle Creek, PA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$48,587	$4,049	$1,134	$1,458
Renters	$29,375	$2,448	$685	$881

The affordability of the housing market in Turtle Creek, PA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Turtle Creek, PA homeowners, the median income is $48,587. This indicates that a monthly maximum of $1,134 should be spent by homeowners on all housing related costs. Renters have a median income of $29,375. This indicates that renters should have a maximum of $685 used for their rent related monthly costs.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

The Pennsylvania sales tax and Pennsylvania income tax rates should definitely be considered when determining the overall cost of living in Turtle Creek, PA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Pennsylvania sales tax is 6% and the maximum surtax is 8%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Pennsylvania income tax rates range from 3.07% to 3.07%.

Goods & Services

Item	Turtle Creek	National avg.	Difference
Haircut	$17.53	$16.09	9.0%
Beauty Salon	$32.20	$37.33	13.7%
Toothpaste	$2.41	$2.45	1.5%
Shampoo	$1.02	$1.00	1.6%
Movie	$9.93	$10.28	3.4%
Bowling	$4.13	$4.93	16.3%

Groceries

Item	Turtle Creek	National avg.	Difference
Ground Beef	$3.53	$3.80	7.1%
Fried Chicken	$1.57	$1.40	12.6%
Milk	$1.90	$2.01	5.5%
Potatoes	$2.99	$3.01	0.6%
Pizza	$9.99	$9.89	1.1%
Beer	$10.08	$8.90	13.3%

Health Care

Item	Turtle Creek	National avg.	Difference
Optometrist	$86.58	$102.16	15.2%
Doctor	$98.75	$108.36	8.9%
Dentist	$86.30	$92.53	6.7%
Ibuprofen	$9.43	$9.28	1.6%
Lipitor	$415.17	$425.82	2.5%

Housing

Item	Turtle Creek	National avg.	Difference
Home Price	$63,900.00	$184,700.00	65.4%
Avg. Mortgage Payment	$1,031.03	$1,202.44	14.3%
Apartment Rent	$464.00	$949.00	51.1%

Transportation

Item	Turtle Creek	National avg.	Difference
Gasoline	$2.61	$2.24	16.1%
Tire Balancing	$40.59	$46.29	12.3%

Utilities

Item	Turtle Creek	National avg.	Difference
All Electricity	$186.46	$165.96	12.3%
Phone	$30.99	$28.68	8.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Arnold City, PA	546	80	-20%
Rankin, PA	2,274	80	-20%
North Braddock, PA	4,810	81	-19%
Braddock, PA	1,841	81	-19%
Kiskimere, PA	51	81	-19%
Turtle Creek, PA	5,292	84	-16%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Delhi Hills, OH	5,290	96	-4%
Schuylkill Haven, PA	5,289	87	-13%
Lake Wildwood, CA	5,289	129	29%
Waynesville, MO	5,297	93	-7%
Carlinville, IL	5,297	85	-15%
Turtle Creek, PA	5,292	84	-16%

Source: The Turtle Creek, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Turtle Creek, PA Cost of Living