Cheapest Places to Live in Wisconsin

Access hyperlocal data to help you make a confident and informed decision.

Wisconsin, with its beautiful landscapes, vibrant cities, and rich cultural heritage, offers a variety of living experiences. Landmarks such as the Wisconsin Dells, Lambeau Field, and the Milwaukee Art Museum highlight the state's attractions. The state's economy is robust and diverse, driven by sectors such as manufacturing, agriculture, and healthcare. Wisconsin's tax structure includes moderate income and property taxes, which contribute to its overall affordability. Despite recent inflation and rising food costs, Wisconsin remains one of the more affordable states in the Midwest, especially in its smaller towns and rural areas. The combination of a diverse economy and manageable living costs makes Wisconsin an attractive place for those seeking affordability and quality of life.

Affordable living in Wisconsin can often be found in smaller towns and suburban areas where housing costs and everyday expenses are lower. These regions provide a more manageable cost of living, which is essential for maintaining financial stability. Affordability is a key factor in livability, as it allows residents to enjoy a comfortable standard of living without undue financial strain. Factors contributing to the cheapest places to live in Wisconsin include lower housing demand in less populated areas, supportive local economic policies, and efficient public services. Using AI-assisted city-level cost of living estimates, supported by U.S. Census housing data and regional economic modeling, helps identify these affordable regions and gives potential residents a practical way to compare affordability from one city to the next. In a state known for its natural beauty and economic opportunities, finding affordable living options enhances the overall living experience.

Antigo Population: 7,941 13% cheaper than Wisconsin average

Med. Home Value: $124,735 Med. Rent: $993 Med. Household Inc.: $64,867

With a cost of living index that is 13% cheaper than the state average, Antigo is the cheapest place to live in Wisconsin. This area offers residents a remarkable blend of relatively low housing costs, budget-friendly grocery prices, affordable utilities, and economical health care services, making it an attractive destination for those seeking to stretch their dollars further. Whether you're a young professional, a growing family, or someone looking to enjoy a more relaxed pace of life, Antigo provides an inviting and cost-effective environment to call home.

Marinette Population: 10,882 12% cheaper than Wisconsin average

Med. Home Value: $150,655 Med. Rent: $1,038 Med. Household Inc.: $70,636

The second most affordable city in Wisconsin is Marinette and stands out for its cost-effective lifestyle. With an overall cost of living that is 12% cheaper than the Wisconsin average, overall goods and services, housing, utilities, transportation and health care costs fall within a reasonable range. Median household income levels are steady and come in at , which helps to increase the purchasing power of the local residents.

Merrill Population: 9,442 11% cheaper than Wisconsin average

Med. Home Value: $155,406 Med. Rent: $966 Med. Household Inc.: $69,087

Merrill lands in the #3 spot for the cheapest cities to live in Wisconsin, with a cost of living that is 11% cheaper than the state average. With home prices averaging and rental rates coming in around , it helps that household income levels average about , which assists with paying the mortgage or your monthly rent. Its robust public school system and accessible health care further enhance its appeal, making it a great place to settle down. The strong community spirit and ample recreational opportunities add to its charm.

Two Rivers Population: 11,440 10% cheaper than Wisconsin average

Med. Home Value: $169,289 Med. Rent: $1,025 Med. Household Inc.: $75,367

The cost of everyday grocery items, goods & services and of course housing, can have a significant impact on the overall cost of living in any area. Two Rivers offers a picturesque and affordable living environment, with a cost of living that is 10% cheaper than the state average. Everyday items like ground beef , eggs , coffee and pizza are all fairly reasonable compared to most other cities, which helps reduce those grocery bills. Home prices are also fairly affordable (compared to the state average), coming in at around .

Shawano Population: 9,221 10% cheaper than Wisconsin average

Med. Home Value: $177,540 Med. Rent: $1,010 Med. Household Inc.: $73,551

For those wanting to live well on a budget, Shawano is ideal, with a cost of living that is 10% cheaper than the state average. Reasonable housing prices (compared to the Wisconsin average) of and rental prices of are paired with economical goods and services and a range of free or low-cost recreational activities. The city's proactive economic development initiatives also ensure a steady stream of job opportunities, making it a smart choice for those prioritizing financial ease.

Wisconsin Rapids Population: 18,260 10% cheaper than Wisconsin average

Med. Home Value: $164,511 Med. Rent: $1,137 Med. Household Inc.: $67,688

Wisconsin Rapids comes in at #6 on our list of the cheapest cities in Wisconsin and is a haven for those seeking affordability without sacrificing convenience. The city is known for its discount shopping centers and budget-friendly dining options and has a cost of living that is 10% cheaper than Wisconsin. The city's local markets provide fresh produce and other groceries at reduced prices, while parks and community centers offer free entertainment and leisure. This city is perfect for enjoying a high quality of life at a low cost.

Rhinelander Population: 7,839 9% cheaper than Wisconsin average

Med. Home Value: $160,716 Med. Rent: $1,190 Med. Household Inc.: $59,899

With its cost-effective lifestyle, Rhinelander is an attractive destination for those looking to live affordably. The city boasts suitable housing costs, affordable healthcare, and a variety of budget-friendly dining options. The community is welcoming and vibrant, providing residents with a rich social life at a fraction of the cost. Median income levels come in at , which provides financial stability, purchasing power and increases the quality of life in the city.

Prairie du Chien Population: 5,781 9% cheaper than Wisconsin average

Med. Home Value: $207,379 Med. Rent: $1,058 Med. Household Inc.: $68,121

A lower cost of living allows individuals to manage their expenses more effectively, reducing the risk of financial stress and debt. When essential costs such as housing, food, transportation, and healthcare are more affordable, people can achieve greater financial stability and resilience. Prairie du Chien fits that mold and has a cost of living that is 9% cheaper than Wisconsin.

Beloit Population: 37,938 9% cheaper than Wisconsin average

Med. Home Value: $170,665 Med. Rent: $1,245 Med. Household Inc.: $70,143

Lower living costs can lead to a higher quality of life by making it easier for people to afford comfortable housing, nutritious food, and access to healthcare. It can also provide opportunities for better education, recreational activities, and community engagement, contributing to overall well-being. Beloit is one of the most affordable cities in Wisconsin, and has a cost of living that is 9% cheaper than the state average.

Richland Center Population: 5,098 9% cheaper than Wisconsin average

Med. Home Value: $187,779 Med. Rent: $943 Med. Household Inc.: $61,506

With a cost of living that is 9% cheaper than Wisconsin, Richland Center comes in at #10 on our list of the cheapest places to live in Wisconsin. Financial stress is a significant factor affecting mental and physical health. By lowering the cost of living, individuals can experience reduced anxiety related to meeting monthly expenses, thereby improving overall health and well-being. The ability to afford basic necessities without constant worry contributes to a more balanced and fulfilling life.

Full list of the cheapest places in Wisconsin

Rank	Location	Population	COL Index	Med. Home Value	Med. Household Inc.
1	Antigo	7,941	83	$124,735	$64,867
2	Marinette	10,882	85	$150,655	$70,636
3	Merrill	9,442	85	$155,406	$69,087
4	Two Rivers	11,440	86	$169,289	$75,367
5	Shawano	9,221	86	$177,540	$73,551
6	Wisconsin Rapids	18,260	86	$164,511	$67,688
7	Rhinelander	7,839	87	$160,716	$59,899
8	Prairie du Chien	5,781	87	$207,379	$68,121
9	Beloit	37,938	87	$170,665	$70,143
10	Richland Center	5,098	87	$187,779	$61,506
11	Manitowoc	33,568	88	$200,949	$76,647
12	Berlin	5,555	89	$182,298	$77,856
13	Waupaca	6,101	89	$223,202	$65,121
14	Ashland	8,090	89	$198,093	$59,272
15	Sheboygan	49,294	90	$217,401	$76,475
16	Ripon	8,110	90	$221,302	$80,676
17	Wausau	39,898	90	$222,804	$71,432
18	Racine	79,849	90	$210,767	$64,789
19	North Fond du Lac	5,236	90	$198,327	$83,415
20	Waupun	11,501	91	$231,826	$81,495
21	Monroe	10,883	91	$240,761	$76,347
22	Fond du Lac	44,014	91	$235,780	$79,888
23	Marshfield	18,840	91	$249,373	$77,666
24	Menasha	18,920	91	$243,568	$78,830
25	Green Bay	107,144	92	$250,790	$78,887
26	Oshkosh	69,404	92	$245,438	$75,890
27	Platteville	12,471	92	$283,326	$62,775
28	Superior	26,920	92	$224,230	$73,420
29	Sparta	10,129	92	$237,278	$76,568
30	Neenah	27,049	92	$254,534	$89,547
31	Tomah	9,547	92	$229,322	$77,378
32	Beaver Dam	16,884	93	$247,530	$82,828
33	Milwaukee	605,531	93	$232,150	$63,592
34	Rice Lake	8,642	93	$252,146	$59,096
35	Kimberly	6,975	93	$268,214	$91,773
36	Sheboygan Falls	8,059	93	$259,883	$85,075
37	New London	7,307	93	$257,536	$80,024
38	Rothschild	5,463	93	$260,603	$112,151
39	West Allis	61,432	93	$268,486	$79,884
40	Stevens Point	26,862	93	$267,089	$69,500
41	Plymouth	8,981	93	$273,611	$88,995
42	Portage	10,657	94	$262,488	$77,679
43	Kaukauna	16,758	94	$259,455	$97,071
44	Delavan	8,509	94	$258,605	$86,999
45	Sturgeon Bay	9,274	94	$279,817	$84,584
46	Reedsburg	9,737	94	$273,114	$86,632
47	Janesville	66,492	94	$266,778	$83,925
48	Appleton	76,203	94	$278,023	$91,040
49	Cudahy	18,834	94	$279,258	$92,960
50	La Crosse	53,074	95	$271,982	$70,149

Methodology

To formulate the list of the cheapest places to live in Wisconsin, a city-level cost of living model was used with a national average baseline of 100. This framework is designed to provide a practical comparison of how far your dollar may go across different urban areas. Housing estimates incorporate the latest available U.S. Census home price and rental data, while all other values are generated using AI-assisted economic models based on expected everyday expenses, regional pricing trends, climate, transportation patterns, and local economic conditions. The overall index is weighted across key spending categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%).

Map of Cost of Living by State

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The map above is a great way to help you discover the most affordable states across the U.S. By highlighting states with the lowest cost of living, this map provides an in-depth look at where you can get the most value for your money. By visually representing this data, the map allows users to easily compare different regions and make informed decisions about potential relocations or investments. Additionally, it provides valuable insights into the economic conditions and lifestyle factors that influence these cost of living statistics. Whether you're planning a move, considering a new job, or simply curious about the economic landscape, this map is a useful resource for understanding and navigating the financial implications of living in different states.