| Index | Sheboygan | Wisconsin | National |
| Cost of living | 90 | 96 | 100 |
| Groceries | 100 | 99 | 100 |
| Health care | 96 | 98 | 100 |
| Housing | 69 | 89 | 100 |
| Transportation | 101 | 98 | 100 |
| Utilities | 100 | 101 | 100 |
| Lifestyle & Entertainment | 95 | 98 | 100 |
| Household Items | 100 | 99 | 100 |
| Education & Childcare | 98 | 98 | 100 |
Getting a feel for the cost of living in Sheboygan is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Sheboygan is 90, which is 10% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 8 locals to understand their opinions on the cost of living in Sheboygan. The results indicated that 75% found it reasonably priced with decreasing prices of goods and services, while 25% viewed it as quite expensive, with increasing prices.
Is Sheboygan affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Sheboygan, for instance, where the median home price falls 33.4% lower than the national average, and monthly rent rates are 26.9% lower than usual. Additionally, median income levels contribute to the equation, with Sheboygan flaunting a median household income of $76,475, 6% lower than the national norm.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Sheboygan, the housing index is 31.5% lower than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Sheboygan, the groceries index registers 0.5% lower than the national average.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Sheboygan, the transportation index is 1% higher than the national average.
The cost of living estimates displayed for Sheboygan are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $96,546 | $8,046 | $2,253 | $2,897 |
| Renters | $53,604 | $4,467 | $1,251 | $1,608 |
| State | General Sales Tax | With Max Surtax |
| Wisconsin | 5% | 6.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Wisconsin | 3.54% | 7.65% |
| City | Population | Cost of Living Index | National Avg. |
| Kiel, WI | 3,690 | 91 | 9.4% |
| Cleveland, WI | 1,806 | 93 | 7.4% |
| Adell, WI | 562 | 93 | 7.1% |
| Sheboygan Falls, WI | 8,059 | 93 | 6.9% |
| Plymouth, WI | 8,981 | 93 | 6.6% |
| Sheboygan, WI | 49,294 | 90 | 10.4% |
| City | Population | Cost of Living Index | National Avg. |
| Covina, CA | 49,338 | 158 | 57.5% |
| Roswell, NM | 49,357 | 89 | 10.8% |
| Jeffersonville, IN | 49,450 | 93 | 7.0% |
| Wauwatosa, WI | 49,450 | 108 | 7.5% |
| San Luis Obispo, CA | 49,128 | 174 | 73.6% |
| Sheboygan, WI | 49,294 | 90 | 10.4% |
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