Ashland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9196100
Goods & Services index10498100
Groceries index9197100
Health care index111113100
Housing index6288100
Transportation index109100100
Utilities index10897100
A general summary of the cost of living index in Ashland, WI is shown above. Compared to the state average of Wisconsin the cost of living index in Ashland, WI is 91, which is 5% lower than the average in Wisconsin and compared to the national average it is 9% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Ashland, WI goods and services come in at 5% higher than the average in Wisconsin and are 4% higher than compared to the nationwide average.
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Did you know?

  • The cost of living in Ashland is 5% lower than the Wisconsin average.
  • The cost of living in Ashland is 9% lower than the national average.
  • The cost of housing in Ashland is 38% lower than the national average.
  • Wisconsin general sales tax is 2% lower than the national average.
  • Wisconsin state income tax is 80% higher than the national average.

Compare Ashland, WI Cost of living To Other Cities

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Health care index
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Use the salary calculator to compare your current income in Ashland, WI to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Ashland, WI, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Ashland, WI salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Ashland, WI as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Ashland, WI homeowners, the median income is $54,167. This indicates that a monthly maximum of $1,264 should be spent by homeowners on all housing related costs. Renters have a median income of $24,858. This indicates that renters should have a maximum of $580 used for their rent related monthly costs.

Wisconsin Sales Tax

StateGeneral Sales TaxWith Max Surtax

Wisconsin Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Ashland, WI, the Wisconsin income tax and the Wisconsin sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Wisconsin maximum surtax is 6.75%, and the Wisconsin sales tax is 5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 4% to 7.65% in Wisconsin.

Goods & Services

ItemAshlandNational avg.Difference
Haircut $17.63$17.490.8%
Beauty Salon $35.17$38.177.9%
Toothpaste $2.60$2.3212.0%
Shampoo $0.99$1.012.2%
Movie $9.48$10.7211.6%
Bowling $15.00$13.868.2%


ItemAshlandNational avg.Difference
Ground Beef $3.34$3.9014.4%
Fried Chicken $1.68$1.4020.4%
Milk $1.80$1.968.3%
Potatoes $2.80$3.1812.0%
Pizza $12.00$10.3915.5%
Beer $8.05$9.2312.8%

Health Care

ItemAshlandNational avg.Difference
Optometrist $144.10$106.3435.5%
Doctor $160.38$115.2539.2%
Dentist $93.25$98.385.2%
Ibuprofen $9.09$9.261.8%
Lipitor $474.81$466.471.8%


ItemAshlandNational avg.Difference
Home Price $107,800.00$184,700.0041.6%
Avg. Mortgage Payment $1,026.39$1,273.3219.4%
Apartment Rent $657.00$949.0030.8%


ItemAshlandNational avg.Difference
Gasoline $2.86$2.5910.2%
Tire Balancing $53.50$48.909.4%


ItemAshlandNational avg.Difference
All Electricity$194.44$167.6016.0%
Phone $176.73$163.428.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Odanah, WI01033%
New Odanah, WI45882-18%
Franks Field, WI18184-16%
Marengo, WI11885-15%
Diaperville, WI4486-14%
Ashland, WI8,08391-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Union, SC8,08184-16%
Marengo, IL8,08193-7%
Warrenton, MO8,07789-11%
Chestnut Ridge, NY8,09614141%
Tremonton, UT8,09792-8%
Ashland, WI8,08391-9%
Source: The Ashland, WI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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