Cost of Living in Ashland, WI

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11%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
37%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ashland Wisconsin National
Cost of living8996100
Groceries10099100
Health care9998100
Housing6389100
Transportation10498100
Utilities107101100
Lifestyle & Entertainment9798100
Household Items10099100
Education & Childcare9898100
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Homes For Sale In Ashland, WI

property for sale

2213 Maple Ln

Ashland, WI
property for sale

1000 MacArthur Ave

Ashland, WI
property for sale

55285 Corbine Rd

Ashland, WI
property for sale

2909 Golf Course Rd

Ashland, WI
See the Newest Homes For Sale In Ashland, WI

Cost Of Living Quick Facts

  • The cost of living in Ashland is 7% lower than the Wisconsin average
  • The cost of living in Ashland is 11% lower than the national average
  • Ashland housing is 37% lower than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Ashland

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,237$7,186$2,012$2,587
      Renters$32,155$2,680$750$965
      The affordability of the housing market in Ashland, WI as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Ashland homeowners, the median income is $86,237. This indicates that a monthly maximum of $2,012 should be spent by homeowners on all housing related costs. Renters have a median income of $32,155. This indicates that renters would have a maximum of $750 for their rent related monthly costs.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Diaperville, WI211010.7%
      Franks Field, WI1577525.2%
      New Odanah, WI3978020.4%
      Marengo, WI1418316.6%
      Odanah, WI538712.8%
      Ashland, WI8,0908910.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kenai, AK8,08911818.1%
      Joshua, TX8,0911021.5%
      Flowery Branch, GA8,08811414.3%
      Floresville, TX8,092964.1%
      St. Johns, MI8,087919.2%
      Ashland, WI8,0908910.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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