Cost of Living in Sturgeon Bay, WI

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A+
6%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
15%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sturgeon Bay Wisconsin National
Cost of living9496100
Groceries9799100
Health care9698100
Housing8589100
Transportation9998100
Utilities99101100
Lifestyle & Entertainment9498100
Household Items9899100
Education & Childcare10398100
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Homes For Sale In Sturgeon Bay, WI

property for sale

616 S Neenah Ave

Sturgeon Bay, WI
property for sale

628 S Neenah Ave

Sturgeon Bay, WI
property for sale

1823 Kentucky St

Sturgeon Bay, WI
property for sale

3623 Zirbel Rd #3

Sturgeon Bay, WI

Cost Of Living Quick Facts

  • The cost of living in Sturgeon Bay is 2% lower than the Wisconsin average
  • The cost of living in Sturgeon Bay is 6% lower than the national average
  • Sturgeon Bay housing is 15% lower than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Sturgeon Bay

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,000$8,583$2,403$3,090
      Renters$46,443$3,870$1,084$1,393
      The affordability of the housing market in Sturgeon Bay, WI as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Sturgeon Bay homeowners, the median income is $103,000. This indicates that a monthly maximum of $2,403 should be spent by homeowners on all housing related costs. Renters have a median income of $46,443. This indicates that renters would have a maximum of $1,084 for their rent related monthly costs.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Algoma, WI3,1488812.3%
      Forestville, WI4908911.4%
      Little Sturgeon, WI185990.6%
      Sturgeon Bay, WI9,274946.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Old Orchard Beach, ME9,2731087.8%
      Brandywine, MD9,26913938.6%
      Groton, CT9,27911010.0%
      Craig, CO9,2681032.8%
      Fairview, TN9,2681088.3%
      Sturgeon Bay, WI9,274946.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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