A+
10%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Wausau Wisconsin National
Cost of living9096100
Groceries9799100
Health care9998100
Housing7289100
Transportation10098100
Utilities99101100
Lifestyle & Entertainment9798100
Household Items10099100
Education & Childcare9698100
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An Overview of Cost of Living in Wausau, WI

Are you thinking about relocating, but curious about the potential cost of living in Wausau? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Wausau stands at 90, making it 10% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Wausau is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

What Do Locals Say About the Cost of Living in Wausau?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 6 locals to understand their opinions on the cost of living in Wausau. The results indicated that 50% found it reasonably priced with decreasing prices of goods and services, while 50% viewed it as quite expensive, with increasing prices.

Is Wausau Affordable?

Is Wausau an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Wausau, the median home price is 31.8% lower than what most folks pay across the country, and monthly rent prices are 20.6% lower than the usual rates. Income levels in Wausau come in at $71,432, which is 12.2% lower than the national average.

What Factors can Influence the Cost of Living in Wausau?

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Wausau, the healthcare costs are 0.8% lower than the national average.

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Wausau, the groceries index is 3.3% lower than the national average.

Where is the Data From?

The Wausau cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Wausau is 6% lower than the Wisconsin average
  • The cost of living in Wausau is 10% lower than the national average
  • Wausau housing is 28% lower than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Wausau

See all the best places to live around Wausau

Compare Wausau, WI Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,902$8,325$2,331$2,997
      Renters$47,612$3,968$1,111$1,429
      A good indicator of the general affordability of housing in Wausau, WI, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Wausau, the median monthly income is $99,902 for those who own their own homes. Under the standard rule, that income level would allow for $2,331 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $47,612, per the median income in the area. That would allow for renters to spend up to $1,111 on monthly rental expenses.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Schofield, WI2,344909.6%
      Mosinee, WI4,166919.2%
      Marathon City, WI1,360927.8%
      Rothschild, WI5,463936.8%
      Brokaw, WI242954.7%
      Wausau, WI39,898909.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Issaquah, WA39,87617272.4%
      Sun City, AZ39,8731021.9%
      Evans, GA39,85411414.3%
      Wheeling, IL39,8511044.0%
      Martinez, CA39,84117171.4%
      Wausau, WI39,898909.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.