| Index | Janesville | Wisconsin | National |
| Cost of living | 94 | 96 | 100 |
| Groceries | 98 | 99 | 100 |
| Health care | 97 | 98 | 100 |
| Housing | 85 | 89 | 100 |
| Transportation | 100 | 98 | 100 |
| Utilities | 99 | 101 | 100 |
| Lifestyle & Entertainment | 96 | 98 | 100 |
| Household Items | 96 | 99 | 100 |
| Education & Childcare | 102 | 98 | 100 |
Getting a feel for the cost of living in Janesville is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Janesville is 94, which is 6% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Janesville are priced in a manner consistent with other areas. This means that residents of Janesville can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Wondering if Janesville is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Janesville, for example, the median home price is 18.3% lower than what folks pay nationally, and monthly rent is 8.4% lower than the usual rates. Plus, income levels matter too, with Janesville boasting a median household income of $83,925, which is 3.2% higher than the national average.
Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Janesville, the healthcare costs are 3.4% lower than the national average.
Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Janesville, the transportation index is 0.5% lower than the national average.
The cost of living data for Janesville shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $103,676 | $8,640 | $2,419 | $3,111 |
| Renters | $55,241 | $4,603 | $1,289 | $1,657 |
| State | General Sales Tax | With Max Surtax |
| Wisconsin | 5% | 6.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Wisconsin | 3.54% | 7.65% |
| City | Population | Cost of Living Index | National Avg. |
| Hanover, WI | 122 | 85 | 14.8% |
| Beloit, WI | 37,938 | 87 | 12.7% |
| Footville, WI | 1,059 | 90 | 10.3% |
| South Beloit, IL | 7,924 | 90 | 10.0% |
| Clinton, WI | 2,042 | 93 | 6.9% |
| Janesville, WI | 66,492 | 94 | 5.9% |
| City | Population | Cost of Living Index | National Avg. |
| Port Coquitlam, BC | 66,485 | n/a | |
| Bethesda, MD | 66,466 | 203 | 103.4% |
| Ankeny, IA | 66,592 | 105 | 5.5% |
| Port Charlotte, FL | 66,383 | 103 | 3.5% |
| Florence-Graham, CA | 66,603 | 138 | 38.2% |
| Janesville, WI | 66,492 | 94 | 5.9% |
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