Cost of Living in Berlin, WI

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11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Berlin Wisconsin National
Cost of living8996100
Groceries9999100
Health care9698100
Housing6589100
Transportation9998100
Utilities102101100
Lifestyle & Entertainment9498100
Household Items9899100
Education & Childcare10198100
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Homes For Sale In Berlin, WI

property for sale

W722 County Road X

Berlin, WI
property for sale

N8706 Landing Rd

Berlin, WI
property for sale

W1235 County Road V

Berlin, WI
property for sale

218 W Berlin St

Berlin, WI
See the Newest Homes For Sale In Berlin, WI

Cost Of Living Quick Facts

  • The cost of living in Berlin is 7% lower than the Wisconsin average
  • The cost of living in Berlin is 11% lower than the national average
  • Berlin housing is 35% lower than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Berlin

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Compare Berlin, WI Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,140$7,262$2,033$2,614
      Renters$47,478$3,957$1,108$1,424
      A good indicator of the general affordability of housing in Berlin, WI, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Berlin, the median monthly income is $87,140 for those who own their own homes. Under the standard rule, that income level would allow for $2,033 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $47,478, per the median income in the area. That would allow for renters to spend up to $1,108 on monthly rental expenses.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Redgranite, WI2,1788317.2%
      Princeton, WI1,2368515.1%
      Tustin, WI1078515.0%
      Poy Sippi, WI4148614.0%
      Wild Rose, WI8678613.6%
      Berlin, WI5,5558911.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Manitou Springs, CO5,55613333.4%
      Vinita, OK5,5568415.6%
      Chester, SC5,5568217.7%
      Cavalero, WA5,55714242.3%
      West Pleasant View, CO5,55912424.3%
      Berlin, WI5,5558911.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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