Cost of Living in Ripon, WI

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10%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ripon Wisconsin National
Cost of living9096100
Groceries9999100
Health care9698100
Housing7089100
Transportation9998100
Utilities102101100
Lifestyle & Entertainment9498100
Household Items9899100
Education & Childcare10198100
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Homes For Sale In Ripon, WI

property for sale

N7031 County Rd E

Ripon, WI
property for sale

225 Stone Hill Ct

Ripon, WI
property for sale

W1484 Spring Grove Rd

Ripon, WI
property for sale

333 Drumlin Loop

Ripon, WI
See the Newest Homes For Sale In Ripon, WI

Cost Of Living Quick Facts

  • The cost of living in Ripon is 6% lower than the Wisconsin average
  • The cost of living in Ripon is 10% lower than the national average
  • Ripon housing is 30% lower than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Ripon

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$96,730$8,061$2,257$2,902
      Renters$39,535$3,295$922$1,186
      A good way to judge both the affordability of the housing and the cost of living in Ripon is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ripon has a median income of about $96,730 for people who own homes. Based on that number, a maximum of $2,257 should be spent on expenses related to housing. Renters have a slightly different median income, which is $39,535. Based on this average, renters should spend no more than $922 on all rental costs if they want to maintain a non-impoverished standard of living.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Redgranite, WI2,1788317.2%
      Princeton, WI1,2368515.1%
      Lohrville, WI4118713.3%
      Kingston, WI3788811.9%
      Markesan, WI1,3468811.8%
      Ripon, WI8,110909.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bellevue, OH8,1108515.2%
      East Franklin, NJ8,10612625.6%
      York, NE8,1159010.1%
      Gilberts, IL8,11612019.9%
      Dexter, MO8,1038416.4%
      Ripon, WI8,110909.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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