Cost of Living in Waupaca, WI

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11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waupaca Wisconsin National
Cost of living8996100
Groceries9999100
Health care9698100
Housing6789100
Transportation9998100
Utilities102101100
Lifestyle & Entertainment9498100
Household Items9899100
Education & Childcare10198100
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Homes For Sale In Waupaca, WI

property for sale

E1233 Pine Tree Pt

Waupaca, WI
property for sale

414 W Fulton St

Waupaca, WI
property for sale

N2405 Long Cove Dr

Waupaca, WI
property for sale

N2709 Lind Ln

Waupaca, WI
See the Newest Homes For Sale In Waupaca, WI

Cost Of Living Quick Facts

  • The cost of living in Waupaca is 7% lower than the Wisconsin average
  • The cost of living in Waupaca is 11% lower than the national average
  • Waupaca housing is 33% lower than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Waupaca

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$94,513$7,876$2,205$2,836
      Renters$56,755$4,730$1,324$1,703
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Waupaca, WI, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Waupaca, homeowners have a median income of $94,513. Using that number, a maximum of $2,205 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $56,755, which means there is a maximum of $1,324 to be spent on the costs of renting a home or apartment.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ogdensburg, WI1898317.0%
      Tustin, WI1078515.0%
      Poy Sippi, WI4148614.0%
      Wild Rose, WI8678613.6%
      Iola, WI1,2398812.4%
      Waupaca, WI6,1018910.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Minot AFB, ND6,10011616.0%
      Pevely, MO6,102909.6%
      Progreso, TX6,0998316.6%
      Erwin, TN6,1038812.0%
      High Springs, FL6,1041055.2%
      Waupaca, WI6,1018910.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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