Cost of Living in Rancho Penasquitos, San Diego, CA

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F
93%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
278%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rancho Penasquitos San Diego California
Cost of living193176141
Groceries109120111
Health care115119116
Housing378294197
Transportation117126118
Utilities114131119
Lifestyle & Entertainment119134120
Household Items109114111
Education & Childcare121142127
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Homes For Sale In San Diego, CA

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321 10th Ave #2107

San Diego, CA
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1715 Malden St

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3050 K St

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property for sale

11115 Affinity Ct #8

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Cost Of Living Quick Facts

  • The cost of living in Rancho Penasquitos is 37% higher than the San Diego average
  • The cost of living in Rancho Penasquitos is 93% higher than the national average
  • Rancho Penasquitos housing is 278% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Rancho Penasquitos

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Compare San Diego, CA Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$212,681$17,723$4,962$6,381

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bostonia, CA18,00814140.9%
      Lakeside, CA21,63614645.9%
      Winter Gardens, CA23,44714847.8%
      El Cajon, CA105,48415050.0%
      Escondido, CA153,94115049.9%
      San Diego, CA1,466,87117676.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Dallas, TX1,391,8191077.0%
      Calgary, AB1,371,990n/a 
      San Antonio, TX1,573,2371000.3%
      Philadelphia, PA1,632,1571022.0%
      Phoenix, AZ1,698,45711312.9%
      San Diego, CA1,466,87117676.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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