Winter Gardens, California Cost Of Living

F

29%

Overall NAT. AVG.

10%

Goods & Services NAT. AVG.

66%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Winter Gardens	California	National
Cost of living	129	141	100
Goods & Services	110	111	100
Groceries	112	116	100
Health care	104	111	100
Housing	166	196	100
Transportation	132	129	100
Utilities	113	129	100

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Cost Of Living Quick Facts

The cost of living in Winter Gardens is 8% lower than the California average
The cost of living in Winter Gardens is 29% higher than the national average
Winter Gardens housing is 66% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 56% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$97,935	$8,161	$2,285	$2,938
Renters	$56,846	$4,737	$1,326	$1,706

To approximate the cost of living and the housing affordability in Winter Gardens, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Winter Gardens have a median income of $97,935. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,285 per month to avoid calamity and poverty. The renters in the city have an income of about $56,846, which would make their monthly maximum allowable rental costs $1,326.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	12.3%

Goods & Services

Item	Winter Gardens	National avg.	Difference
Haircut	$27.67	$22.08	25.3%
Beauty Salon	$66.33	$42.88	54.7%
Toothpaste	$3.24	$2.57	26.2%
Shampoo	$1.29	$1.15	12.1%
Movie	$16.08	$11.51	39.8%
Bowling	$24.11	$16.62	45.1%

Groceries

Item	Winter Gardens	National avg.	Difference
Ground Beef	$5.38	$4.98	8.1%
Fried Chicken	$1.85	$1.58	16.6%
Milk	$2.70	$2.42	11.7%
Potatoes	$3.27	$3.54	7.4%
Pizza	$12.49	$11.49	8.7%
Beer	$10.07	$10.04	0.3%

Health Care

Item	Winter Gardens	National avg.	Difference
Optometrist	$126.18	$117.76	7.2%
Doctor	$116.25	$125.34	7.3%
Dentist	$118.33	$107.52	10.1%
Ibuprofen	$12.09	$10.26	17.9%
Lipitor	$492.75	$459.24	7.3%

Housing

Item	Winter Gardens	National avg.	Difference
Home Price	$445,100.00	$184,700.00	141.0%
Avg. Mortgage Payment	$3,920.87	$1,697.41	131.0%
Apartment Rent	$1,464.00	$949.00	54.3%

Transportation

Item	Winter Gardens	National avg.	Difference
Gasoline	$5.50	$3.85	43.1%
Tire Balancing	$62.60	$57.01	9.8%

Utilities

Item	Winter Gardens	National avg.	Difference
All Electricity	$220.21	$177.27	24.2%
Phone	$183.96	$189.62	3.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Spring Valley CDP (Lake County), CA	1,154	105	4.8%
Bostonia, CA	17,532	122	22.1%
National City, CA	61,342	125	25.4%
La Presa, CA	37,410	127	27.4%
Lemon Grove, CA	26,739	130	30.1%
Winter Gardens, CA	22,785	129	29.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Radcliff, KY	22,796	93	7.0%
Hastings, MN	22,796	99	0.8%
Winchester, MA	22,760	190	90.2%
Granite Bay, CA	22,818	168	68.3%
Kihei, HI	22,749	160	60.0%
Winter Gardens, CA	22,785	129	29.3%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.