B+
Overall 12%
Goods & Services 1%
Housing 26%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexSan AntonioTexasNational
Cost of living8891100
Goods & Services9995100
Groceries8790100
Health care8997100
Housing7483100
Transportation9194100
Utilities88102100

Key findings

  • The cost of living in San Antonio is 4% lower than the Texas average
  • The cost of living in San Antonio is 12% lower than the national average
  • San Antonio housing is 26% lower than the national average
  • Texas general sales tax is 23% higher than the national average
  • Texas state income tax is 100% lower than the national average

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Compare San Antonio, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$63,719$5,310$1,487$1,912
      Renters$33,690$2,808$786$1,011
      The affordability of the housing market in San Antonio, TX as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among San Antonio homeowners, the median income is $63,719. This indicates that a monthly maximum of $1,487 should be spent by homeowners on all housing related costs. Renters have a median income of $33,690. This indicates that renters would have a maximum of $786 for their rent related monthly costs.

      Texas Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Texas6.25%8.25%

      Texas Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Texas0%0%

      Goods & Services

      ItemSan AntonioNational avg.Difference
      Haircut $23.75$17.4935.8%
      Beauty Salon $40.93$38.177.2%
      Toothpaste $1.87$2.3219.4%
      Shampoo $0.78$1.0122.9%
      Movie $10.85$10.721.2%
      Bowling $18.20$13.8631.3%

      Groceries

      ItemSan AntonioNational avg.Difference
      Ground Beef $3.58$3.908.2%
      Fried Chicken $0.97$1.4030.5%
      Milk $1.51$1.9623.0%
      Potatoes $2.47$3.1822.4%
      Pizza $11.99$10.3915.4%
      Beer $8.88$9.233.8%

      Health Care

      ItemSan AntonioNational avg.Difference
      Optometrist $93.39$106.3412.2%
      Doctor $87.00$115.2524.5%
      Dentist $90.49$98.388.0%
      Ibuprofen $7.97$9.2613.9%
      Lipitor $490.05$466.475.1%

      Housing

      ItemSan AntonioNational avg.Difference
      Home Price $121,100.00$184,700.0034.4%
      Avg. Mortgage Payment $923.03$1,273.3227.5%
      Apartment Rent $882.00$949.007.1%

      Transportation

      ItemSan AntonioNational avg.Difference
      Gasoline $2.28$2.5912.1%
      Tire Balancing $48.00$48.901.8%

      Utilities

      ItemSan AntonioNational avg.Difference
      All Electricity$131.55$167.6021.5%
      Phone $181.89$163.4211.3%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Macdona, TX28475-25%
      Von Ormy, TX1,05580-20%
      Elmendorf, TX1,59682-18%
      Somerset, TX1,56283-17%
      Kirby, TX8,44183-17%
      San Antonio, TX1,439,35888-12%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      San Diego, CA1,374,81214949%
      Phoenix, AZ1,555,32496-4%
      Philadelphia, PA1,559,9381022%
      Dallas, TX1,278,43399-1%
      San Jose, CA1,009,36318181%
      San Antonio, TX1,439,35888-12%
      Source: The San Antonio, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.