In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
The above illustration supplies generalized information for the San Diego, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in San Diego, CA is 146, which is 6% higher than the California average and 46% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in San Diego, CA are 6% lower than the average for California and 3% higher than the rest of the country.
Top Real Estate Agents In San Diego
Eugenia GarciaHarcourtsView websiteEugeniaAn award-winning professional, Eugenia Garcia has been selling real estate for the past 15 years, creating a reputation as a highly respected REALTOR®.
Mark PattisonPorchLightView websiteMarkMark Pattison, a well-respected agent and is known within the firm for his significant knowledge of downtown condominiums.
Chad DanneckerWelcome To San Diego Real EstateView websiteChadChad Dannecker is a native San Diegan and is proud to call “America’s Finest City” his home town. For Chad, success has always meant doing his absolute best in every situation.
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Did you know?
The cost of living in San Diego is 6% higher than the California average.
The cost of living in San Diego is 46% higher than the national average.
The cost of housing in San Diego is 130% higher than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.
Compare San Diego, CA Cost of living To Other Cities
This is how much you would need to earn in Price difference in compared to
Cost of living index
Goods & Services index
Health care index
The salary calculator is meant to help you compare your salary in San Diego, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in San Diego, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the San Diego, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.
Median Income & Debt-To-Income Ratio
Max Budget (28% DTI)
Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in San Diego, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for San Diego, CA homeowners, is $96,503. This would allow for a maximum of $2,252 per month to be spent on housing costs. For renters, the median monthly income is $50,692 which would result in a maximum of $1,183 to be spent on rental costs.
California Sales Tax
General Sales Tax
With Max Surtax
California Income Tax
Income Tax (Low)
Income Tax (High)
When assessing the complete cost of living in San Diego, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10.25%, and the California sales tax is 7.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 13.3% in California.
Goods & Services
Avg. Mortgage Payment
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.