Overall 10%
Goods & Services 12%
Housing 12%
Date & Last Updated: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexRoselleNew JerseyNational
Cost of living110121100
Goods & Services112105100
Health care9796100

Key findings

  • The cost of living in Roselle is 9% lower than the New Jersey average
  • The cost of living in Roselle is 10% higher than the national average
  • Roselle housing is 12% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 43% lower than the national average

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Compare Roselle, NJ Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Roselle, NJ, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Roselle, homeowners have a median income of $74,573. Using that number, a maximum of $1,740 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $30,617, which means there is a maximum of $714 to be spent on the costs of renting a home or apartment.

      New Jersey Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      New Jersey6.625%12.625%

      New Jersey Income Tax

      StateIncome Tax (Low)Income Tax (High)
      New Jersey1.4%10.75%

      Goods & Services

      ItemRoselleNational avg.Difference
      Haircut $22.20$20.279.5%
      Beauty Salon $36.73$40.399.1%
      Toothpaste $2.31$2.362.1%
      Shampoo $1.38$1.0827.9%
      Movie $12.96$10.9917.9%
      Bowling $20.02$15.4929.3%


      ItemRoselleNational avg.Difference
      Ground Beef $4.10$4.304.7%
      Fried Chicken $1.94$1.4038.4%
      Milk $2.54$2.2015.5%
      Potatoes $3.26$3.221.2%
      Pizza $11.19$10.744.2%
      Beer $8.99$9.606.3%

      Health Care

      ItemRoselleNational avg.Difference
      Optometrist $104.00$109.735.2%
      Doctor $89.00$118.3424.8%
      Dentist $103.20$100.942.2%
      Ibuprofen $9.22$9.937.1%
      Lipitor $553.44$469.5317.9%


      ItemRoselleNational avg.Difference
      Home Price $204,800.00$184,700.0010.9%
      Avg. Mortgage Payment $1,981.54$1,229.6261.2%
      Apartment Rent $1,084.00$949.0014.2%


      ItemRoselleNational avg.Difference
      Gasoline $2.83$2.714.6%
      Tire Balancing $58.00$51.8611.8%


      ItemRoselleNational avg.Difference
      All Electricity$198.10$170.8416.0%
      Phone $183.25$187.182.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Keansburg, NJ9,9041077%
      East Orange, NJ64,62111010%
      Newark, NJ280,13911111%
      Silver Lake, NJ4,00711313%
      Plainfield, NJ50,57811313%
      Roselle, NJ21,50711010%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      South Lake Tahoe, CA21,50611818%
      Allison Park, PA21,5151077%
      Darien, CT21,519253153%
      Varennes, QC21,490n/a 
      Lakeside, CA21,48813131%
      Roselle, NJ21,50711010%
      Source: The Roselle, NJ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2021.