Cost of Living in Cliffwood Beach, NJ

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F
19%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cliffwood Beach New Jersey National
Cost of living119125100
Groceries107108100
Health care109112100
Housing140157100
Transportation117114100
Utilities109111100
Lifestyle & Entertainment114113100
Household Items107107100
Education & Childcare115120100
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Homes For Sale In Cliffwood Beach, NJ

property for sale

815 Shadylawn Way

Keyport, NJ
property for sale

109 Woodland DR

Aberdeen, NJ
property for sale

312 Elmwood Dr

Keyport, NJ
property for sale

805 Shore Concourse

Keyport, NJ

Cost Of Living Quick Facts

  • The cost of living in Cliffwood Beach is 5% lower than the New Jersey average
  • The cost of living in Cliffwood Beach is 19% higher than the national average
  • Cliffwood Beach housing is 40% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Cliffwood Beach

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$150,068$12,506$3,501$4,502
      Renters$0$0$0$0

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rossmoor, NJ2,7691043.7%
      Clearbrook Park, NJ3,20811010.3%
      Keansburg, NJ10,05011414.1%
      Concordia, NJ2,62011414.0%
      Roselle, NJ22,32111615.7%
      Cliffwood Beach, NJ3,09111919.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Delphi, IN3,0918415.8%
      Sherwood, WI3,0911098.7%
      Milton, DE3,09011211.7%
      Eunice, NM3,092909.6%
      Burlington, OH3,092918.9%
      Cliffwood Beach, NJ3,09111919.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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