Cost Of Living in Silver Lake CDP (Warren County), NJ

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F

17%

Overall NAT. AVG.

9%

Groceries NAT. AVG.

30%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Silver Lake CDP (Warren County)	New Jersey	National
Cost of living	117	125	100
Groceries	109	108	100
Health care	112	112	100
Housing	130	157	100
Transportation	114	114	100
Utilities	110	111	100
Lifestyle & Entertainment	115	113	100
Household Items	108	107	100
Education & Childcare	118	120	100

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Cost Of Living Quick Facts

The cost of living in Silver Lake CDP (Warren County) is 6% lower than the New Jersey average
The cost of living in Silver Lake CDP (Warren County) is 17% higher than the national average
Silver Lake CDP (Warren County) housing is 30% higher than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$122,552	$10,213	$2,859	$3,677
Renters	$0	$0	$0	$0

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
East Orange, NJ	66,655	115	15.1%
Roselle, NJ	22,321	116	15.7%
Newark, NJ	290,764	120	19.8%
Paterson, NJ	149,118	122	21.5%
Plainfield, NJ	51,295	122	21.5%
Silver Lake CDP (Warren County), NJ	326	117	17.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Biggers, AR	326	77	22.6%
Midpines, CA	326	128	28.4%
Redvale, CO	326	102	1.5%
Bronwood, GA	326	82	18.3%
Maunaloa, HI	326	118	18.4%
Silver Lake CDP (Warren County), NJ	326	117	17.3%