Richland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index100115100
Goods & Services index90106100
Groceries index94107100
Health care index111118100
Housing index109135100
Transportation index108116100
Utilities index9894100
Here we can see a simple outline of the cost of living in Richland, WA. As you can see, with the average cost of living in Richland, WA being 100, that puts it 13% lower than the average of Washington and equal to our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Richland, WA, the price of goods and services are 15% lower than the average of Washington as well as 10% lower than the nation's average.

Did you know?

  • The cost of living in Richland is 13% lower than the Washington average.
  • The cost of living in Richland is equal to the national average.
  • The cost of housing in Richland is 9% higher than the national average.
  • Washington general sales tax is 28% higher than the national average.
  • Washington state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current salary in Richland, WA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Richland, WA, then you would need to earn more income in order to maintain the same standard of living. To use the Richland, WA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Richland, WA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Richland, WA have a median income of $91,211. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,128 per month to avoid calamity and poverty. The renters in the city have an income of about $40,831, which would make their monthly maximum allowable rental costs $953.

Washington Sales Tax

StateGeneral Sales TaxWith Max Surtax

Washington Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Richland, WA, it's important to take into account the sales tax for Washington, as well as the rate for income tax in Washington. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Washington is 10.4%, and the sales tax in the state of Washington is 6.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Washington starts from 0% and goes up to 0%.

Goods & Services

ItemRichlandNational avg.Difference
Haircut $12.03$16.0925.2%
Beauty Salon $34.93$37.336.4%
Toothpaste $2.15$2.4512.0%
Shampoo $0.96$1.003.7%
Movie $11.33$10.2810.2%
Bowling $4.35$4.9311.9%


ItemRichlandNational avg.Difference
Ground Beef $3.53$3.807.3%
Fried Chicken $1.38$1.401.4%
Milk $2.22$2.0110.7%
Potatoes $1.57$3.0147.7%
Pizza $8.61$9.8912.9%
Beer $9.30$8.904.5%

Health Care

ItemRichlandNational avg.Difference
Optometrist $105.17$102.162.9%
Doctor $124.08$108.3614.5%
Dentist $110.33$92.5319.2%
Ibuprofen $9.52$9.282.6%
Lipitor $413.04$425.823.0%


ItemRichlandNational avg.Difference
Home Price $213,000.00$184,700.0015.3%
Avg. Mortgage Payment $1,308.27$1,202.448.8%
Apartment Rent $904.00$949.004.7%


ItemRichlandNational avg.Difference
Gasoline $2.56$2.2413.9%
Tire Balancing $44.25$46.294.4%


ItemRichlandNational avg.Difference
All Electricity$142.54$165.9614.1%
Phone $32.67$28.6813.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Benton City, WA3,19389-11%
Pasco, WA68,56794-6%
Kennewick, WA77,97595-5%
Finley, WA5,87297-3%
West Richland, WA13,40799-1%
Richland, WA53,2271000%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Pensacola, FL53,25095-5%
Cathedral City, CA53,26811212%
Revere, MA53,16513535%
Hoboken, NJ53,13618686%
Lake Havasu City, AZ53,0581033%
Richland, WA53,2271000%
Source: The Richland, WA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.