Grand Forks, North Dakota Cost Of Living

A+

6%

Overall NAT. AVG.

9%

Goods & Services NAT. AVG.

10%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Grand Forks	North Dakota	National
Cost of living	94	95	100
Goods & Services	91	97	100
Groceries	97	102	100
Health care	111	113	100
Housing	90	85	100
Transportation	98	99	100
Utilities	97	99	100

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Cost Of Living Quick Facts

The cost of living in Grand Forks is 2% lower than the North Dakota average
The cost of living in Grand Forks is 6% lower than the national average
Grand Forks housing is 10% lower than the national average
North Dakota general sales tax is 2% lower than the national average
North Dakota state income tax is 51% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$84,148	$7,012	$1,963	$2,525
Renters	$32,486	$2,707	$758	$975

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Grand Forks, ND, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Grand Forks homeowners, is $84,148. This would allow for a maximum of $1,963 per month to be spent on housing costs. For renters, the median monthly income is $32,486 which would result in a maximum of $758 to be spent on rental costs.

North Dakota Sales Tax

State	General Sales Tax	With Max Surtax
North Dakota	5%	8%

North Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
North Dakota	1.1%	2.9%

Goods & Services

Item	Grand Forks	National avg.	Difference
Haircut	$21.75	$22.08	1.5%
Beauty Salon	$36.50	$42.88	14.9%
Toothpaste	$2.23	$2.57	13.1%
Shampoo	$1.72	$1.15	49.4%
Movie	$8.27	$11.51	28.1%
Bowling	$16.50	$16.62	0.7%

Groceries

Item	Grand Forks	National avg.	Difference
Ground Beef	$4.93	$4.98	1.1%
Fried Chicken	$1.74	$1.58	10.0%
Milk	$2.56	$2.42	5.7%
Potatoes	$2.88	$3.54	18.5%
Pizza	$10.49	$11.49	8.7%
Beer	$8.90	$10.04	11.3%

Health Care

Item	Grand Forks	National avg.	Difference
Optometrist	$137.23	$117.76	16.5%
Doctor	$194.33	$125.34	55.0%
Dentist	$82.44	$107.52	23.3%
Ibuprofen	$9.75	$10.26	5.0%
Lipitor	$480.19	$459.24	4.6%

Housing

Item	Grand Forks	National avg.	Difference
Home Price	$209,800.00	$184,700.00	13.6%
Avg. Mortgage Payment	$1,625.97	$1,697.41	4.2%
Apartment Rent	$817.00	$949.00	13.9%

Transportation

Item	Grand Forks	National avg.	Difference
Gasoline	$3.69	$3.85	4.1%
Tire Balancing	$59.59	$57.01	4.5%

Utilities

Item	Grand Forks	National avg.	Difference
All Electricity	$165.38	$177.27	6.7%
Phone	$194.57	$189.62	2.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Fisher, MN	517	86	14.0%
Manvel, ND	325	90	10.0%
Thompson, ND	1,143	92	8.2%
East Grand Forks, MN	8,555	93	7.1%
Grand Forks, ND	56,588	94	6.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Caldwell, ID	56,734	91	9.5%
Shoreline, WA	56,835	139	39.4%
Euless, TX	56,334	97	3.2%
Smyrna, GA	56,333	105	4.6%
Valdosta, GA	56,320	88	12.3%
Grand Forks, ND	56,588	94	6.3%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.