| Index | Pasco | Washington | National |
| Cost of living | 113 | 119 | 100 |
| Groceries | 106 | 107 | 100 |
| Health care | 110 | 109 | 100 |
| Housing | 117 | 138 | 100 |
| Transportation | 115 | 112 | 100 |
| Utilities | 113 | 110 | 100 |
| Lifestyle & Entertainment | 115 | 112 | 100 |
| Household Items | 104 | 107 | 100 |
| Education & Childcare | 118 | 117 | 100 |
Understanding the cost of living in Pasco can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Pasco cost of living index is 113, which is 13% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Locals have the inside scoop on their city. So, we polled 7 residents in Pasco to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 43% find it reasonable with decreasing prices, but 57% think it's quite pricey, with prices that continue to rise.
Is Pasco an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Pasco is 25.5% higher than the national average, while the average monthly rent prices are 3.9% lower than average. The affordability of any location can also be influenced by median income levels. Pasco has a median household income of $95,068, which is 16.9% higher than the national average.
Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Pasco, is 16.7% higher than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Pasco, the utilities index stands at 12.8% higher than the national average.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
The Pasco cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $122,070 | $10,173 | $2,848 | $3,662 |
| Renters | $52,412 | $4,368 | $1,223 | $1,573 |
| State | General Sales Tax | With Max Surtax |
| Washington | 6.5% | 10.4% |
| State | Income Tax (Low) | Income Tax (High) |
| Washington | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Wallula, WA | 155 | 101 | 0.9% |
| Finley, WA | 6,002 | 112 | 12.0% |
| Burbank, WA | 3,631 | 114 | 13.8% |
| Kennewick, WA | 84,474 | 114 | 14.3% |
| Richland, WA | 58,941 | 120 | 19.7% |
| Pasco, WA | 76,821 | 113 | 12.8% |
| City | Population | Cost of Living Index | National Avg. |
| Rock Hill, SC | 76,923 | 98 | 1.8% |
| Milpitas, CA | 77,004 | 217 | 116.6% |
| Union City, CA | 76,617 | 201 | 101.1% |
| Rochester Hills, MI | 76,612 | 117 | 17.4% |
| Camden, NJ | 76,587 | 96 | 4.4% |
| Pasco, WA | 76,821 | 113 | 12.8% |
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