B-
14%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
20%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kennewick Washington National
Cost of living114119100
Groceries110107100
Health care111109100
Housing120138100
Transportation108112100
Utilities114110100
Lifestyle & Entertainment116112100
Household Items109107100
Education & Childcare120117100
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An Overview of Cost of Living in Kennewick, WA

The cost of living in Kennewick affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Kennewick is 114, which is 14% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

What Do Locals Say About the Cost of Living in Kennewick?

The real experts on a city are its residents. That's why we reached out to 20 locals to get their views on the cost of living in Kennewick. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 55% found it budget-friendly with decreasing prices, while 45% said it's simply not affordable as prices have continued to rise.

Is Kennewick Affordable?

Wondering if Kennewick is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Kennewick, for example, the median home price is 28.7% higher than what folks pay nationally, and monthly rent is 0.8% lower than the usual rates. Plus, income levels matter too, with Kennewick boasting a median household income of $91,897, which is 13% higher than the national average.

What Factors can Influence the Cost of Living in Kennewick?

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Kennewick, the housing index stands at 19.9% higher than the national average.

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Kennewick, the transportation index is 8% higher than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Kennewick, the baseline sales tax rate begins at 6.5%, and income tax rates start at 0%.

Where is the Data From?

The Kennewick cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Kennewick is 4% lower than the Washington average
  • The cost of living in Kennewick is 14% higher than the national average
  • Kennewick housing is 20% higher than the national average
  • Washington general sales tax is 27% higher than the national average
  • Washington state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Kennewick

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Compare Kennewick, WA Cost of Living

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      Price difference in compared to
      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$119,803$9,984$2,795$3,594
      Renters$53,986$4,499$1,260$1,620
      A good indicator of the general affordability of housing in Kennewick, WA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Kennewick, the median monthly income is $119,803 for those who own their own homes. Under the standard rule, that income level would allow for $2,795 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $53,986, per the median income in the area. That would allow for renters to spend up to $1,260 on monthly rental expenses.

      Washington Sales Tax

      State General Sales Tax With Max Surtax
      Washington 6.5% 10.4%

      Washington Income Tax

      State Income Tax (Low) Income Tax (High)
      Washington 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wallula, WA1551010.9%
      Benton City, WA3,5151033.1%
      Finley, WA6,00211212.0%
      Pasco, WA76,82111312.8%
      Burbank, WA3,63111413.8%
      Kennewick, WA84,47411414.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pine Hills, FL84,5821011.4%
      Atascocita, TX84,3371065.9%
      Cicero, IL84,3201000.3%
      Westland, MI84,673928.4%
      Medford, OR84,27111717.0%
      Kennewick, WA84,47411414.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.