| Index | Pearland | Texas | National |
| Cost of living | 112 | 94 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 97 | 98 | 100 |
| Housing | 145 | 83 | 100 |
| Transportation | 97 | 98 | 100 |
| Utilities | 107 | 103 | 100 |
| Lifestyle & Entertainment | 97 | 98 | 100 |
| Household Items | 96 | 98 | 100 |
| Education & Childcare | 97 | 98 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Pearland? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Pearland stands at 112, making it 12% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Housing costs are a very significant part of the Pearland cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 44.5% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Locals have the inside scoop on their city. So, we polled 9 residents in Pearland to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 33% find it reasonable with decreasing prices, but 67% think it's quite pricey, with prices that continue to rise.
Is Pearland affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Pearland, for instance, where the median home price falls 42.5% higher than the national average, and monthly rent rates are 49.3% higher than usual. Additionally, median income levels contribute to the equation, with Pearland flaunting a median household income of $150,529, 85.1% higher than the national norm.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Pearland, the groceries index is 3.1% lower than the national average.
Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.
The cost of living estimates displayed for Pearland are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $179,176 | $14,931 | $4,180 | $5,376 |
| Renters | $95,853 | $7,988 | $2,236 | $2,876 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Jacinto City, TX | 10,826 | 87 | 13.0% |
| Galena Park, TX | 11,097 | 88 | 11.8% |
| Sandy Point, TX | 217 | 89 | 10.6% |
| South Houston, TX | 17,971 | 90 | 9.5% |
| Arcola, TX | 2,636 | 92 | 7.6% |
| Pearland, TX | 130,314 | 112 | 12.0% |
| City | Population | Cost of Living Index | National Avg. |
| Simi Valley, CA | 130,307 | 176 | 76.0% |
| Santa Clara, CA | 130,127 | 241 | 140.7% |
| Topeka, KS | 129,727 | 87 | 12.7% |
| Thousand Oaks, CA | 131,108 | 190 | 90.3% |
| Lafayette, LA | 131,168 | 99 | 0.6% |
| Pearland, TX | 130,314 | 112 | 12.0% |
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