A+
13%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Jacinto City Texas National
Cost of living8794100
Groceries9898100
Health care9698100
Housing6083100
Transportation10298100
Utilities102103100
Lifestyle & Entertainment9998100
Household Items9898100
Education & Childcare9898100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Jacinto City, TX

The cost of living in Jacinto City affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Jacinto City is 87, which is 13% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Housing expenses can absorb a substantial portion of your net income, sometimes exceeding 30%. Thankfully, Jacinto City stands out by reporting housing costs that are 40.2% lower than the national average. This signifies that both homeownership and rental expenses in this region are considerably more budget-friendly compared to the rest of the country. With such favorable housing affordability, residents of Jacinto City can allocate a more reasonable portion of their income to housing, allowing for greater financial flexibility.

Is Jacinto City Affordable?

Is Jacinto City an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Jacinto City is 54.2% lower than the national average, while the average monthly rent prices are 7.7% lower than average. The affordability of any location can also be influenced by median income levels. Jacinto City has a median household income of $62,129, which is 23.6% lower than the national average.

What Factors can Influence the Cost of Living in Jacinto City?

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Jacinto City, the transportation index is 1.9% higher than the national average.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Jacinto City, healthcare costs are 4.5% lower than the national average.

Where is the Data From?

The Jacinto City cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Jacinto City is 8% lower than the Texas average
  • The cost of living in Jacinto City is 13% lower than the national average
  • Jacinto City housing is 40% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Jacinto City

See all the best places to live around Jacinto City

Compare Jacinto City, TX Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Jacinto City?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Jacinto City?
      Write a review to give others more information about this area.
      See all Jacinto City poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$71,248$5,937$1,662$2,138
      Renters$49,949$4,162$1,165$1,499
      To approximate the cost of living and the housing affordability in Jacinto City, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Jacinto City have a median income of $71,248. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,662 per month to avoid calamity and poverty. The renters in the city have an income of about $49,949, which would make their monthly maximum allowable rental costs $1,165.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barrett, TX3,5218713.0%
      Galena Park, TX11,0978811.8%
      Aldine, TX16,737919.4%
      South Houston, TX17,971909.5%
      Sheldon, TX2,224928.4%
      Jacinto City, TX10,8268713.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Tanaina, AK10,82312322.9%
      Sugarmill Woods, FL10,8291065.5%
      Timberlane, LA10,822981.8%
      Triangle, VA10,82113636.3%
      Morro Bay, CA10,83317069.6%
      Jacinto City, TX10,8268713.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.