A+
12%
Overall NAT. AVG.
1%
Goods & Services NAT. AVG.
37%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Galena Park Texas National
Cost of living8892100
Goods & Services10196100
Groceries10096100
Health care9494100
Housing6383100
Transportation9092100
Utilities103104100

An Overview of Cost of Living in Galena Park, TX

Knowing the cost of living in Galena Park allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Galena Park stands at 88, marking it 12% lower than the national average.

Is Galena Park Affordable?

Wondering if Galena Park is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Galena Park, for example, the median home price is 55.1% lower than what folks pay nationally, and monthly rent is 6.6% higher than the usual rates. Plus, income levels matter too, with Galena Park boasting a median household income of $47,849, which is 13.5% lower than the national average.

What Factors can Influence the Cost of Living in Galena Park?

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Galena Park, the utilities index registers 2.7% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Galena Park, the healthcare costs are 6.1% lower than the national average.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Galena Park, the housing index comes in at 36.6% lower than the national average.

Where is the Data From?

The Galena Park cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Galena Park is 5% lower than the Texas average
  • The cost of living in Galena Park is 12% lower than the national average
  • Galena Park housing is 37% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Galena Park

See all the best places to live around Galena Park

Compare Galena Park, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$58,824$4,902$1,372$1,765
      Renters$34,145$2,845$797$1,024
      To approximate the cost of living and the housing affordability in Galena Park, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Galena Park have a median income of $58,824. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,372 per month to avoid calamity and poverty. The renters in the city have an income of about $34,145, which would make their monthly maximum allowable rental costs $797.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Goods & Services

      Item Galena Park National avg. Difference
      Haircut $20.33$24.2616.2%
      Beauty Salon $47.38$45.564.0%
      Toothpaste $3.48$3.706.1%
      Shampoo $1.22$1.285.0%
      Movie $12.19$12.130.4%
      Bowling $15.83$18.0012.0%

      Groceries

      Item Galena Park National avg. Difference
      Ground Beef $5.25$5.8410.1%
      Fried Chicken $1.61$1.572.4%
      Milk $4.55$4.672.5%
      Potatoes $5.00$4.931.4%
      Pizza $11.82$12.092.2%
      Beer $10.38$10.410.3%

      Health Care

      Item Galena Park National avg. Difference
      Optometrist $125.98$125.680.2%
      Doctor $90.89$135.7833.1%
      Dentist $108.10$113.294.6%
      Ibuprofen $10.46$10.651.8%
      Lipitor $503.40$468.607.4%

      Housing

      Item Galena Park National avg. Difference
      Home Price $82,900.00$184,700.0055.1%
      Avg. Mortgage Payment $2,055.86$2,346.6912.4%
      Apartment Rent $1,012.00$949.006.6%

      Transportation

      Item Galena Park National avg. Difference
      Gasoline $3.14$3.469.1%
      Tire Balancing $56.62$59.925.5%

      Utilities

      Item Galena Park National avg. Difference
      All Electricity $233.43$193.9920.3%
      Phone $208.71$192.258.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barrett, TX3,3898713.0%
      Jacinto City, TX10,5448713.0%
      Aldine, TX16,3088811.5%
      South Houston, TX17,522919.1%
      Sheldon, TX2,179918.9%
      Galena Park, TX10,8488811.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Heath, OH10,847918.7%
      Shiloh, PA10,8501044.2%
      Vermillion, SD10,8528910.9%
      Sturgis, MI10,8538317.2%
      Farmersville, CA10,8421088.3%
      Galena Park, TX10,8488811.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.