A+
10%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
29%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index South Houston Texas National
Cost of living9094100
Groceries9898100
Health care9698100
Housing7183100
Transportation10298100
Utilities102103100
Lifestyle & Entertainment9998100
Household Items9898100
Education & Childcare9898100
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An Overview of Cost of Living in South Houston, TX

Understanding the cost of living in South Houston can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The South Houston cost of living index is 90, which is 10% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

In South Houston, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in South Houston will resemble that of an average city, contributing to a manageable cost of living.

Is South Houston Affordable?

Is South Houston an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in South Houston is 42.3% lower than the national average, while the average monthly rent prices are 2.8% higher than average. The affordability of any location can also be influenced by median income levels. South Houston has a median household income of $67,297, which is 17.3% lower than the national average.

What Factors can Influence the Cost of Living in South Houston?

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In South Houston, the utilities index is 2% higher than the national average.

Where is the Data From?

The cost of living estimates displayed for South Houston are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in South Houston is 4% lower than the Texas average
  • The cost of living in South Houston is 10% lower than the national average
  • South Houston housing is 29% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around South Houston

See all the best places to live around South Houston

Compare South Houston, TX Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$88,868$7,406$2,073$2,666
      Renters$49,836$4,153$1,163$1,495
      To approximate the cost of living and the housing affordability in South Houston, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in South Houston have a median income of $88,868. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,073 per month to avoid calamity and poverty. The renters in the city have an income of about $49,836, which would make their monthly maximum allowable rental costs $1,163.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barrett, TX3,5218713.0%
      Jacinto City, TX10,8268713.0%
      Galena Park, TX11,0978811.8%
      Sheldon, TX2,224928.4%
      Cloverleaf, TX26,890928.3%
      South Houston, TX17,971909.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Iselin, NJ17,97313030.3%
      Kingstowne, VA17,96714948.8%
      Anoka, MN17,9621033.3%
      Tillmans Corner, AL17,9808911.4%
      Hannibal, MO17,9808811.7%
      South Houston, TX17,971909.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.