Cheapest Places to Live in Texas

Texas, known for its vast landscapes, vibrant cities, and rich cultural heritage, offers a wide range of living experiences. Landmarks such as the Alamo, the Space Center Houston, and Big Bend National Park highlight the state's attractions. The state's economy is one of the largest and most diverse in the country, driven by sectors such as energy, technology, and healthcare. Texas' tax structure is quite favorable, with no state income tax and relatively low property taxes, enhancing the overall affordability for residents. Despite recent inflation and rising food costs, Texas remains one of the more affordable states in the southern region, especially in its smaller towns and rural areas. The combination of a diverse economy and favorable tax policies makes Texas an attractive place for those seeking affordability and quality of life.

Affordable living in Texas can often be found in smaller towns and suburban areas where housing costs and everyday expenses are lower. These regions provide a more manageable cost of living, which is essential for maintaining financial stability. Affordability is a crucial factor in livability, as it allows residents to enjoy a comfortable standard of living without undue financial strain. Factors contributing to the cheapest places to live in Texas include lower housing demand in less populated areas, supportive local economic policies, and efficient public services. Using AI-assisted city-level cost of living estimates, supported by U.S. Census housing data and regional economic modeling, helps identify these affordable regions and gives potential residents a practical way to compare affordability from one city to the next. In a state known for its economic opportunities and cultural diversity, finding affordable living options enhances the overall living experience.

Doolittle Population: 5,162 18% cheaper than Texas average
Med. Home Value: $88,633 Med. Rent: $0 Med. Household Inc.: $45,651
With a cost of living index that is 18% cheaper than the state average, Doolittle is the cheapest place to live in Texas. This area offers residents a remarkable blend of relatively low housing costs, budget-friendly grocery prices, affordable utilities, and economical health care services, making it an attractive destination for those seeking to stretch their dollars further. Whether you're a young professional, a growing family, or someone looking to enjoy a more relaxed pace of life, Doolittle provides an inviting and cost-effective environment to call home.
Marlin Population: 5,786 15% cheaper than Texas average
Med. Home Value: $85,033 Med. Rent: $773 Med. Household Inc.: $37,213
The second most affordable city in Texas is Marlin and stands out for its cost-effective lifestyle. With an overall cost of living that is 15% cheaper than the Texas average, overall goods and services, housing, utilities, transportation and health care costs fall within a reasonable range. Median household income levels are steady and come in at , which helps to increase the purchasing power of the local residents.
Mila Doce Population: 7,161 15% cheaper than Texas average
Med. Home Value: $95,013 Med. Rent: $834 Med. Household Inc.: $44,876
Mila Doce lands in the #3 spot for the cheapest cities to live in Texas, with a cost of living that is 15% cheaper than the state average. With home prices averaging and rental rates coming in around , it helps that household income levels average about , which assists with paying the mortgage or your monthly rent. Its robust public school system and accessible health care further enhance its appeal, making it a great place to settle down. The strong community spirit and ample recreational opportunities add to its charm.
Elsa Population: 7,379 14% cheaper than Texas average
Med. Home Value: $97,795 Med. Rent: $879 Med. Household Inc.: $59,863
The cost of everyday grocery items, goods & services and of course housing, can have a significant impact on the overall cost of living in any area. Elsa offers a picturesque and affordable living environment, with a cost of living that is 14% cheaper than the state average. Everyday items like ground beef , eggs , coffee and pizza are all fairly reasonable compared to most other cities, which helps reduce those grocery bills. Home prices are also fairly affordable (compared to the state average), coming in at around .
Olivarez Population: 7,464 14% cheaper than Texas average
Med. Home Value: $100,866 Med. Rent: $884 Med. Household Inc.: $79,869
For those wanting to live well on a budget, Olivarez is ideal, with a cost of living that is 14% cheaper than the state average. Reasonable housing prices (compared to the Texas average) of and rental prices of are paired with economical goods and services and a range of free or low-cost recreational activities. The city's proactive economic development initiatives also ensure a steady stream of job opportunities, making it a smart choice for those prioritizing financial ease.
Donna Population: 16,720 14% cheaper than Texas average
Med. Home Value: $105,126 Med. Rent: $852 Med. Household Inc.: $40,659
Donna comes in at #6 on our list of the cheapest cities in Texas and is a haven for those seeking affordability without sacrificing convenience. The city is known for its discount shopping centers and budget-friendly dining options and has a cost of living that is 14% cheaper than Texas. The city's local markets provide fresh produce and other groceries at reduced prices, while parks and community centers offer free entertainment and leisure. This city is perfect for enjoying a high quality of life at a low cost.
Roma Population: 11,681 14% cheaper than Texas average
Med. Home Value: $132,123 Med. Rent: $675 Med. Household Inc.: $34,340
With its cost-effective lifestyle, Roma is an attractive destination for those looking to live affordably. The city boasts suitable housing costs, affordable healthcare, and a variety of budget-friendly dining options. The community is welcoming and vibrant, providing residents with a rich social life at a fraction of the cost. Median income levels come in at , which provides financial stability, purchasing power and increases the quality of life in the city.
Crystal City Population: 7,473 14% cheaper than Texas average
Med. Home Value: $107,386 Med. Rent: $852 Med. Household Inc.: $58,102
A lower cost of living allows individuals to manage their expenses more effectively, reducing the risk of financial stress and debt. When essential costs such as housing, food, transportation, and healthcare are more affordable, people can achieve greater financial stability and resilience. Crystal City fits that mold and has a cost of living that is 14% cheaper than Texas.
Raymondville Population: 11,203 14% cheaper than Texas average
Med. Home Value: $98,208 Med. Rent: $1,103 Med. Household Inc.: $55,702
Lower living costs can lead to a higher quality of life by making it easier for people to afford comfortable housing, nutritious food, and access to healthcare. It can also provide opportunities for better education, recreational activities, and community engagement, contributing to overall well-being. Raymondville is one of the most affordable cities in Texas, and has a cost of living that is 14% cheaper than the state average.
Muleshoe Population: 5,668 13% cheaper than Texas average
Med. Home Value: $135,561 Med. Rent: $838 Med. Household Inc.: $74,718
With a cost of living that is 13% cheaper than Texas, Muleshoe comes in at #10 on our list of the cheapest places to live in Texas. Financial stress is a significant factor affecting mental and physical health. By lowering the cost of living, individuals can experience reduced anxiety related to meeting monthly expenses, thereby improving overall health and well-being. The ability to afford basic necessities without constant worry contributes to a more balanced and fulfilling life.

Full list of the cheapest places in Texas

Rank Location Population COL Index Med. Home Value Med. Household Inc. 
1 Doolittle 5,162 78 $88,633 $45,651
2 Marlin 5,786 80 $85,033 $37,213
3 Mila Doce 7,161 80 $95,013 $44,876
4 Elsa 7,379 81 $97,795 $59,863
5 Olivarez 7,464 81 $100,866 $79,869
6 Donna 16,720 81 $105,126 $40,659
7 Roma 11,681 81 $132,123 $34,340
8 Crystal City 7,473 81 $107,386 $58,102
9 Raymondville 11,203 81 $98,208 $55,702
10 Muleshoe 5,668 82 $135,561 $74,718
11 Carrizo Springs 5,616 82 $100,434 $52,689
12 Diboll 5,403 82 $154,733 $62,406
13 San Benito 24,920 82 $105,026 $46,256
14 La Homa 11,475 82 $128,027 $45,407
15 Eidson Road 9,573 83 $118,453 $46,654
16 Childress 6,325 83 $141,613 $63,154
17 Mercedes 16,898 83 $130,358 $58,108
18 Breckenridge 5,582 83 $119,494 $57,009
19 Center 5,386 83 $110,986 $55,688
20 Alamo 20,629 83 $143,818 $54,648
21 Sinton 5,591 83 $118,424 $59,874
22 Vernon 10,347 83 $128,053 $64,857
23 Progreso 6,099 83 $105,190 $72,954
24 Homestead Meadows South 6,323 83 $134,835 $61,824
25 La Feria 7,494 84 $120,676 $50,960
26 Sweetwater 10,838 84 $123,347 $59,389
27 Post 5,122 84 $122,438 $66,014
28 Lamesa 9,506 84 $137,086 $50,840
29 Littlefield 6,076 84 $119,438 $60,437
30 Cameron Park 5,939 84 $119,386 $48,440
31 Cameron 5,589 84 $143,151 $65,466
32 Palmview 17,983 84 $145,130 $57,175
33 Port Arthur 56,362 85 $125,209 $55,362
34 Pharr 80,998 85 $148,018 $59,724
35 Brownfield 9,675 85 $137,822 $59,888
36 Vidor 10,882 85 $154,628 $76,182
37 Robstown 11,483 85 $118,604 $55,838
38 Zapata 5,723 85 $194,432 $44,177
39 Plainview 20,929 85 $149,309 $66,951
40 Yoakum 5,913 85 $155,990 $60,395
41 Rio Grande City 14,759 85 $166,655 $58,189
42 Pampa 17,743 85 $139,026 $79,673
43 Mexia 7,473 85 $148,839 $52,846
44 Paris 25,634 85 $153,021 $52,422
45 Alton 18,261 86 $147,046 $56,800
46 Crockett 6,663 86 $169,341 $40,373
47 Hillsboro 8,553 86 $154,667 $72,782
48 Bellmead 11,166 86 $138,349 $60,903
49 San Elizario 9,436 86 $150,804 $59,133
50 Snyder 11,639 86 $154,810 $68,661

Methodology

To formulate the list of the cheapest places to live in Texas, a city-level cost of living model was used with a national average baseline of 100. This framework is designed to provide a practical comparison of how far your dollar may go across different urban areas. Housing estimates incorporate the latest available U.S. Census home price and rental data, while all other values are generated using AI-assisted economic models based on expected everyday expenses, regional pricing trends, climate, transportation patterns, and local economic conditions. The overall index is weighted across key spending categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%).

Map of Cost of Living by State

  • Well Below nat. avg.
  • Below nat. avg.
  • Similar to nat. avg.
  • Above nat. avg.
  • Well above nat. avg.

The map above is a great way to help you discover the most affordable states across the U.S. By highlighting states with the lowest cost of living, this map provides an in-depth look at where you can get the most value for your money. By visually representing this data, the map allows users to easily compare different regions and make informed decisions about potential relocations or investments. Additionally, it provides valuable insights into the economic conditions and lifestyle factors that influence these cost of living statistics. Whether you're planning a move, considering a new job, or simply curious about the economic landscape, this map is a useful resource for understanding and navigating the financial implications of living in different states.