Cost of Living in New Cumberland, PA

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2%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
6%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index New Cumberland Pennsylvania National
Cost of living9897100
Groceries99100100
Health care9999100
Housing9490100
Transportation100101100
Utilities9799100
Lifestyle & Entertainment97100100
Household Items10099100
Education & Childcare101101100
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Homes For Sale In New Cumberland, PA

property for sale

529 Old York Rd

New Cumberland, PA
property for sale

112 Lewisberry Rd

New Cumberland, PA
property for sale

1724 Creek Vista Dr

New Cumberland, PA
property for sale

303 Verona DR Unit 3-59

New Cumberland, PA

Cost Of Living Quick Facts

  • The cost of living in New Cumberland is 1% higher than the Pennsylvania average
  • The cost of living in New Cumberland is 2% lower than the national average
  • New Cumberland housing is 6% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around New Cumberland

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$124,592$10,383$2,907$3,738
      Renters$44,861$3,738$1,047$1,346
      A good way to judge both the affordability of the housing and the cost of living in New Cumberland is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. New Cumberland has a median income of about $124,592 for people who own homes. Based on that number, a maximum of $2,907 should be spent on expenses related to housing. Renters have a slightly different median income, which is $44,861. Based on this average, renters should spend no more than $1,047 on all rental costs if they want to maintain a non-impoverished standard of living.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Messiah College, PA2,118991.0%
      Harrisburg, PA50,8108712.6%
      Enhaut, PA1,0928911.3%
      Duncannon, PA1,3478911.0%
      Penbrook, PA3,0738910.9%
      New Cumberland, PA7,524982.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Oak Grove, KY7,5249010.2%
      Garden Home-Whitford, OR7,52114039.7%
      Waikele, HI7,51917170.6%
      Pleasantville, NY7,52917978.7%
      Shields, MI7,518927.6%
      New Cumberland, PA7,524982.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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