Cost Of Living in Waikele, HI

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F

74%

Overall NAT. AVG.

27%

Goods & Services NAT. AVG.

177%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Waikele	Hawaii	National
Cost of living	174	173	100
Goods & Services	127	130	100
Groceries	117	137	100
Health care	123	126	100
Housing	277	250	100
Transportation	135	143	100
Utilities	151	180	100

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Cost Of Living Quick Facts

The cost of living in Waikele is equal to the Hawaii average
The cost of living in Waikele is 74% higher than the national average
Waikele housing is 177% higher than the national average
Hawaii general sales tax is 22% lower than the national average
Hawaii state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$106,731	$8,894	$2,490	$3,202
Renters	$93,981	$7,832	$2,193	$2,820

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Waikele, HI, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Waikele homeowners, is $106,731. This would allow for a maximum of $2,490 per month to be spent on housing costs. For renters, the median monthly income is $93,981 which would result in a maximum of $2,193 to be spent on rental costs.

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Goods & Services

Item	Waikele	National avg.	Difference
Haircut	$19.47	$24.26	19.8%
Beauty Salon	$76.67	$45.56	68.3%
Toothpaste	$3.68	$3.70	0.6%
Shampoo	$1.73	$1.28	34.8%
Movie	$15.08	$12.13	24.3%
Bowling	$25.33	$18.00	40.7%

Groceries

Item	Waikele	National avg.	Difference
Ground Beef	$5.42	$5.84	7.2%
Fried Chicken	$2.85	$1.57	81.0%
Milk	$5.38	$4.67	15.1%
Potatoes	$5.94	$4.93	20.4%
Pizza	$14.99	$12.09	24.0%
Beer	$12.01	$10.41	15.4%

Health Care

Item	Waikele	National avg.	Difference
Optometrist	$236.67	$125.68	88.3%
Doctor	$191.36	$135.78	40.9%
Dentist	$114.44	$113.29	1.0%
Ibuprofen	$11.35	$10.65	6.6%
Lipitor	$573.90	$468.60	22.5%

Housing

Item	Waikele	National avg.	Difference
Home Price	$536,400.00	$184,700.00	190.4%
Avg. Mortgage Payment	$8,008.77	$2,346.69	241.3%
Apartment Rent	$2,329.00	$949.00	145.4%

Transportation

Item	Waikele	National avg.	Difference
Gasoline	$4.80	$3.46	38.8%
Tire Balancing	$75.37	$59.92	25.8%

Utilities

Item	Waikele	National avg.	Difference
All Electricity	$359.53	$193.99	85.3%
Phone	$184.47	$192.25	4.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Waianae, HI	13,192	145	45.1%
Makaha, HI	10,087	146	46.3%
Nanakuli, HI	11,379	150	49.9%
Waipio Acres, HI	5,556	157	57.2%
Waimalu, HI	13,714	159	58.8%
Waikele, HI	7,246	174	73.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Springs, NY	7,246	185	84.8%
Shefford, QC	7,246	n/a
Muskoka Lakes, ON	7,247	n/a
Tell City, IN	7,243	87	12.8%
Kill Devil Hills, NC	7,249	110	9.8%
Waikele, HI	7,246	174	73.6%