Oak Grove cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexOak GroveKentuckyNational
Cost of living index8989100
IndexOak GroveKentuckyNational
Goods & Services index99100100
Groceries index10090100
Health care index9293100
Housing index6470100
Transportation index9599100
Utilities index10996100
A general overview of the cost of living index for Oak Grove, KY is displayed above. In Oak Grove, KY, the overall cost of living index is 89, which is equal to the Kentucky average and 11% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Oak Grove, KY, the city's goods and services are 1% lower than the Kentucky average and 1% lower than the U.S. average.

Did you know?

  • The cost of living in Oak Grove is equal to the Kentucky average.
  • The cost of living in Oak Grove is 11% lower than the national average.
  • The cost of housing in Oak Grove is 36% lower than the national average.
  • Kentucky general sales tax is 18% higher than the national average.
  • Kentucky state income tax is 10% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Oak Grove, KY to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Oak Grove, KY, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Oak Grove, KY salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Oak Grove, KY, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Oak Grove, KY has a median income of about $43,589 for people who own homes. Based on that number, a person should spend a maximum of $1,017 on expenses related to housing. Renters have a slightly different median income, which is $36,841. Based on this average, renters should spend no more than $860 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Kentucky Sales Tax

StateGeneral Sales TaxWith Max Surtax

Kentucky Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Oak Grove, KY, the Kentucky income tax and the Kentucky sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Kentucky maximum surtax is 6%, and the Kentucky sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 2% to 6% in Kentucky.

Goods & Services

ItemOak GroveNational avg.Difference
Haircut $14.79$16.098.0%
Beauty Salon $33.62$37.339.9%
Toothpaste $2.14$2.4512.5%
Shampoo $0.86$1.0013.8%
Movie $10.65$10.283.6%
Bowling $3.18$4.9335.6%


ItemOak GroveNational avg.Difference
Ground Beef $4.95$3.8030.1%
Fried Chicken $1.32$1.405.3%
Milk $1.83$2.018.9%
Potatoes $3.57$3.0118.6%
Pizza $9.94$9.890.5%
Beer $9.04$8.901.6%

Health Care

ItemOak GroveNational avg.Difference
Optometrist $58.06$102.1643.2%
Doctor $97.56$108.3610.0%
Dentist $94.01$92.531.6%
Ibuprofen $8.33$9.2810.2%
Lipitor $366.52$425.8213.9%


ItemOak GroveNational avg.Difference
Home Price $93,000.00$184,700.0049.6%
Avg. Mortgage Payment $945.44$1,202.4421.4%
Apartment Rent $896.00$949.005.6%


ItemOak GroveNational avg.Difference
Gasoline $1.98$2.2412.0%
Tire Balancing $51.29$46.2910.8%


ItemOak GroveNational avg.Difference
All Electricity$175.68$165.965.9%
Phone $32.45$28.6813.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Gracey, KY121000%
Fairview city, KY14884-16%
Guthrie, KY1,69384-16%
LaFayette, KY13585-15%
Pembroke, KY79185-15%
Oak Grove, KY7,48789-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Catoosa, OK7,48792-8%
Tiverton, RI7,48611818%
Monahans, TX7,48484-16%
Sandwich, IL7,49197-3%
Palmyra, PA7,48196-4%
Oak Grove, KY7,48789-11%
Source: The Oak Grove, KY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.