Cost of Living in Garden Home-Whitford, OR

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F
40%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
124%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Garden Home-Whitford Oregon National
Cost of living140111100
Groceries103104100
Health care103105100
Housing224124100
Transportation103106100
Utilities106106100
Lifestyle & Entertainment103107100
Household Items102104100
Education & Childcare104109100
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Homes For Sale In Garden Home-Whitford, OR

property for sale

6836 SW Peyton Rd

Portland, OR
property for sale

7050 SW Chapel Ln

Portland, OR
property for sale

7640 SW 67th Ave

Portland, OR
property for sale

6431 SW Dolph Dr

Portland, OR

Cost Of Living Quick Facts

  • The cost of living in Garden Home-Whitford is 26% higher than the Oregon average
  • The cost of living in Garden Home-Whitford is 40% higher than the national average
  • Garden Home-Whitford housing is 124% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Garden Home-Whitford

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$166,026$13,836$3,874$4,981
      Renters$96,442$8,037$2,250$2,894
      To approximate the cost of living and the housing affordability in Garden Home-Whitford, OR, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Garden Home-Whitford have a median income of $166,026. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,874 per month to avoid calamity and poverty. The renters in the city have an income of about $96,442, which would make their monthly maximum allowable rental costs $2,250.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barlow, OR1891054.7%
      Johnson City, OR5548317.4%
      Walnut Grove, WA9,54611514.9%
      King City, OR4,44511919.2%
      Cornelius, OR13,19412121.1%
      Garden Home-Whitford, OR7,52114039.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Waikele, HI7,51917170.6%
      Shields, MI7,518927.6%
      Oak Grove, KY7,5249010.2%
      New Cumberland, PA7,524982.3%
      Iron Mountain, MI7,5178614.3%
      Garden Home-Whitford, OR7,52114039.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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