F
44%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
106%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Dixon California National
Cost of living144141100
Groceries108111100
Health care118116100
Housing206197100
Transportation120118100
Utilities119119100
Lifestyle & Entertainment122120100
Household Items110111100
Education & Childcare130127100
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An Overview of Cost of Living in Dixon, CA

Are you thinking about relocating, but curious about the potential cost of living in Dixon? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Dixon stands at 144, making it 44% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Dixon is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Dixon falls into this category, which may not be suitable for those seeking an economically favorable living environment.

When it comes to the cost of living in Dixon, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 105.6% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Dixon Affordable?

Is Dixon affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Dixon, for instance, where the median home price falls 127.5% higher than the national average, and monthly rent rates are 54.6% higher than usual. Additionally, median income levels contribute to the equation, with Dixon flaunting a median household income of $117,323, 44.3% higher than the national norm.

What Factors can Influence the Cost of Living in Dixon?

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Dixon, the utilities index is 19.3% higher than the national average.

Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Dixon, the groceries index is 8.3% higher than the national average.

Where is the Data From?

The cost of living data for Dixon shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Dixon is 2% higher than the California average
  • The cost of living in Dixon is 44% higher than the national average
  • Dixon housing is 106% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Dixon

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Compare Dixon, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$146,054$12,171$3,408$4,382
      Renters$97,241$8,103$2,269$2,918
      A good indicator of the general affordability of housing in Dixon, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Dixon, the median monthly income is $146,054 for those who own their own homes. Under the standard rule, that income level would allow for $3,408 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $97,241, per the median income in the area. That would allow for renters to spend up to $2,269 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Elmira, CA24412222.0%
      University of California-Davis, CA9,35112525.5%
      Suisun City, CA30,54414545.1%
      Winters, CA7,47914747.2%
      Fairfield, CA121,00015150.7%
      Dixon, CA20,61014443.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ozark, MO20,620945.8%
      North Ogden, UT20,59911414.1%
      Ennis, TX20,598936.6%
      East Hemet, CA20,62212424.2%
      Mountain Brook, AL20,59716160.6%
      Dixon, CA20,61014443.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.