F
Overall 37%
Goods & Services 12%
Housing 146%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexMountain BrookAlabamaNational
Cost of living13789100
Goods & Services8898100
Groceries8896100
Health care8891100
Housing24672100
Transportation9291100
Utilities103103100

Key findings

  • The cost of living in Mountain Brook is 54% higher than the Alabama average
  • The cost of living in Mountain Brook is 37% higher than the national average
  • Mountain Brook housing is 146% higher than the national average
  • Alabama general sales tax is 21% lower than the national average
  • Alabama state income tax is 10% lower than the national average

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Compare Mountain Brook, AL Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$141,723$11,810$3,307$4,252
      Renters$74,483$6,207$1,738$2,235
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Mountain Brook, AL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Mountain Brook, homeowners have a median income of $141,723. Using that number, a maximum of $3,307 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $74,483, which means there is a maximum of $1,738 to be spent on the costs of renting a home or apartment.

      Alabama Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Alabama4%13.5%

      Alabama Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Alabama2%5%

      Goods & Services

      ItemMountain BrookNational avg.Difference
      Haircut $16.33$17.496.6%
      Beauty Salon $35.00$38.178.3%
      Toothpaste $1.71$2.3226.3%
      Shampoo $0.78$1.0122.9%
      Movie $11.91$10.7211.1%
      Bowling $15.00$13.868.2%

      Groceries

      ItemMountain BrookNational avg.Difference
      Ground Beef $3.89$3.900.3%
      Fried Chicken $1.17$1.4016.2%
      Milk $1.75$1.9610.8%
      Potatoes $2.73$3.1814.2%
      Pizza $9.79$10.395.8%
      Beer $8.65$9.236.3%

      Health Care

      ItemMountain BrookNational avg.Difference
      Optometrist $109.00$106.342.5%
      Doctor $80.00$115.2530.6%
      Dentist $93.50$98.385.0%
      Ibuprofen $7.98$9.2613.8%
      Lipitor $457.00$466.472.0%

      Housing

      ItemMountain BrookNational avg.Difference
      Home Price $557,300.00$184,700.00201.7%
      Avg. Mortgage Payment $955.18$1,273.3225.0%
      Apartment Rent $1,099.00$949.0015.8%

      Transportation

      ItemMountain BrookNational avg.Difference
      Gasoline $2.32$2.5910.6%
      Tire Balancing $48.33$48.901.2%

      Utilities

      ItemMountain BrookNational avg.Difference
      All Electricity$179.60$167.607.2%
      Phone $178.98$163.429.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Cardiff, AL5891-9%
      Mount Olive CDP (Coosa County), AL27575-25%
      Lipscomb, AL2,43775-25%
      Mulga, AL96776-24%
      Vandiver, AL95476-24%
      Mountain Brook, AL20,53213737%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Pleasantville, NJ20,5321055%
      Lebanon, OH20,53695-5%
      Nixa, MO20,52089-11%
      Sapulpa, OK20,54685-15%
      Silverdale, WA20,54613333%
      Mountain Brook, AL20,53213737%
      Source: The Mountain Brook, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.