Cost Of Living in Elmira, CA

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F

22%

Overall NAT. AVG.

11%

Groceries NAT. AVG.

31%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Elmira	California	National
Cost of living	122	141	100
Groceries	111	111	100
Health care	120	116	100
Housing	131	197	100
Transportation	120	118	100
Utilities	124	119	100
Lifestyle & Entertainment	116	120	100
Household Items	110	111	100
Education & Childcare	134	127	100

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Cost Of Living Quick Facts

The cost of living in Elmira is 13% lower than the California average
The cost of living in Elmira is 22% higher than the national average
Elmira housing is 31% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$92,269	$7,689	$2,153	$2,768

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lemon Hill, CA	15,406	118	18.2%
Green Valley CDP (Los Angeles County), CA	1,024	122	21.6%
University of California-Davis, CA	9,351	125	25.5%
Rio Vista, CA	9,698	137	37.3%
Suisun City, CA	30,544	145	45.1%
Elmira, CA	244	122	22.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Koliganek, AK	244	111	11.4%
Teller, AK	244	101	1.2%
Ulm, AR	244	78	21.6%
Dripping Springs, AZ	244	85	14.7%
Cushing, IA	244	78	21.9%
Elmira, CA	244	122	22.0%