A+
7%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ennis Texas National
Cost of living9394100
Groceries9798100
Health care10098100
Housing8283100
Transportation9898100
Utilities103103100
Lifestyle & Entertainment9698100
Household Items9798100
Education & Childcare9898100
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An Overview of Cost of Living in Ennis, TX

The cost of living in Ennis affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Ennis is 93, which is 7% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Ennis aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Ennis residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

What Do Locals Say About the Cost of Living in Ennis?

The most insightful perspective on a city comes from its residents. We recently surveyed 11 locals to gauge their perception of the cost of living in Ennis. The feedback revealed that 73% of respondents found the cost of living to be reasonable, with prices on the decline, while 27% regarded it as notably expensive with prices that continue to rise.

Is Ennis Affordable?

Is Ennis affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Ennis, the median home price is 27% lower than the national average and monthly rent prices are 3.4% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Ennis boasting a median household income of $95,426, 17.3% higher than the national average.

What Factors can Influence the Cost of Living in Ennis?

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Ennis, the utilities index stands at 2.7% higher than the national average.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Ennis, the transportation index stands at 1.8% lower than the national average.

Where is the Data From?

The cost of living data for Ennis shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Ennis is 1% lower than the Texas average
  • The cost of living in Ennis is 7% lower than the national average
  • Ennis housing is 18% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Ennis

See all the best places to live around Ennis

Compare Ennis, TX Cost of Living

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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,727$9,477$2,653$3,412
      Renters$67,761$5,647$1,581$2,033
      A good indicator of the general affordability of housing in Ennis, TX, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Ennis, the median monthly income is $113,727 for those who own their own homes. Under the standard rule, that income level would allow for $2,653 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $67,761, per the median income in the area. That would allow for renters to spend up to $1,581 on monthly rental expenses.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Emhouse, TX342981.8%
      Rosser, TX5218217.5%
      Garrett, TX9548613.7%
      Bardwell, TX6738812.4%
      Italy, TX2,3458911.2%
      Ennis, TX20,598936.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mountain Brook, AL20,59716160.6%
      North Ogden, UT20,59911414.1%
      Dixon, CA20,61014443.7%
      Ozark, MO20,620945.8%
      Painesville, OH20,5748811.7%
      Ennis, TX20,598936.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.