Cost of Living in Channel Islands Beach, CA

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F
111%
Overall NAT. AVG.
13%
Groceries NAT. AVG.
326%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Channel Islands Beach California National
Cost of living211141100
Groceries113111100
Health care116116100
Housing426197100
Transportation120118100
Utilities120119100
Lifestyle & Entertainment125120100
Household Items110111100
Education & Childcare128127100
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Homes For Sale In Channel Islands Beach, CA

property for sale

152 Highland Dr

Oxnard, CA
property for sale

148 Los Angeles Ave

Oxnard, CA
property for sale

261 Highland Dr

Oxnard, CA
property for sale

3416 Ocean Dr

Oxnard, CA

Cost Of Living Quick Facts

  • The cost of living in Channel Islands Beach is 50% higher than the California average
  • The cost of living in Channel Islands Beach is 111% higher than the national average
  • Channel Islands Beach housing is 326% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Channel Islands Beach

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Compare Channel Islands Beach, CA Cost of Living

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      Transportation index
      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$175,275$14,606$4,089$5,259
      Renters$67,433$5,619$1,573$2,023

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Saticoy, CA1,80814241.7%
      Santa Paula, CA31,10114242.2%
      Port Hueneme, CA22,49014848.3%
      Oxnard, CA214,92015453.6%
      El Rio, CA6,67815555.5%
      Channel Islands Beach, CA2,765211110.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lucerne, CA2,76512020.4%
      Montgomery City, MO2,7658415.6%
      Bells, TN2,7658911.3%
      New Town, ND2,764918.9%
      Kulpmont, PA2,7648415.9%
      Channel Islands Beach, CA2,765211110.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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