Cost of Living in Lucerne, CA

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F
20%
Overall NAT. AVG.
11%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lucerne California National
Cost of living120141100
Groceries111111100
Health care117116100
Housing127197100
Transportation119118100
Utilities121119100
Lifestyle & Entertainment122120100
Household Items112111100
Education & Childcare127127100
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Homes For Sale In Lucerne, CA

property for sale

6861 Rosemont Dr

Lucerne, CA
property for sale

6956 Plaza Ct

Lucerne, CA
property for sale

3408 Ogden Rd

Lucerne, CA
property for sale

6219 Roland Dr

Lucerne, CA

Cost Of Living Quick Facts

  • The cost of living in Lucerne is 14% lower than the California average
  • The cost of living in Lucerne is 20% higher than the national average
  • Lucerne housing is 27% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Lucerne

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Compare Lucerne, CA Cost of Living

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      The best places in California

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      Salary Calculator

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,185$6,349$1,778$2,286
      Renters$59,426$4,952$1,387$1,783

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Nice, CA2,5021044.0%
      Clearlake, CA15,7741065.7%
      Clearlake Oaks, CA2,2391088.2%
      Kelseyville, CA3,76111212.3%
      Upper Lake, CA1,29412121.2%
      Lucerne, CA2,76512020.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Channel Islands Beach, CA2,765211110.6%
      Montgomery City, MO2,7658415.6%
      Bells, TN2,7658911.3%
      New Town, ND2,764918.9%
      Kulpmont, PA2,7648415.9%
      Lucerne, CA2,76512020.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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