Cost of Living in Bells, TN

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11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
32%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bells Tennessee National
Cost of living8992100
Groceries9998100
Health care9797100
Housing6880100
Transportation9497100
Utilities9698100
Lifestyle & Entertainment9697100
Household Items10198100
Education & Childcare10197100
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Homes For Sale In Bells, TN

property for sale

769 Highway 88 E

Bells, TN
property for sale

1095 Highway 88 E

Bells, TN
property for sale

4177 Gum Flat Rd

Bells, TN
property for sale

405 Neil Sherrod Rd

Bells, TN
See the Newest Homes For Sale In Bells, TN

Cost Of Living Quick Facts

  • The cost of living in Bells is 4% lower than the Tennessee average
  • The cost of living in Bells is 11% lower than the national average
  • Bells housing is 32% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Bells

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$93,697$7,808$2,186$2,811
      Renters$40,314$3,360$941$1,210

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Friendship, TN7338217.7%
      Maury City, TN8408415.8%
      Humboldt, TN8,4318415.5%
      Brownsville, TN9,8778514.9%
      Gadsden, TN5028613.9%
      Bells, TN2,7658911.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Channel Islands Beach, CA2,765211110.6%
      Lucerne, CA2,76512020.4%
      Montgomery City, MO2,7658415.6%
      New Town, ND2,764918.9%
      Kulpmont, PA2,7648415.9%
      Bells, TN2,7658911.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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