Cost of Living in Montgomery City, MO

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16%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
43%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Montgomery City Missouri National
Cost of living8490100
Groceries9596100
Health care9897100
Housing5777100
Transportation9796100
Utilities9795100
Lifestyle & Entertainment9895100
Household Items9697100
Education & Childcare9195100
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Homes For Sale In Montgomery City, MO

property for sale

311 S Wentz St

Montgomery City, MO
property for sale

750 W Walsh St

Montgomery City, MO
property for sale

702 N Allen St

Montgomery City, MO
property for sale

417 Lawrence St

Montgomery City, MO

Cost Of Living Quick Facts

  • The cost of living in Montgomery City is 7% lower than the Missouri average
  • The cost of living in Montgomery City is 16% lower than the national average
  • Montgomery City housing is 43% lower than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Montgomery City

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Compare Montgomery City, MO Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,554$7,630$2,136$2,747
      Renters$46,937$3,911$1,095$1,408

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pendleton, MO33964.0%
      Danville, MO0964.0%
      Benton City, MO1447624.3%
      Martinsburg, MO5978119.4%
      Middletown, MO2228020.3%
      Montgomery City, MO2,7658415.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Channel Islands Beach, CA2,765211110.6%
      Lucerne, CA2,76512020.4%
      Bells, TN2,7658911.3%
      New Town, ND2,764918.9%
      Kulpmont, PA2,7648415.9%
      Montgomery City, MO2,7658415.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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