Santa Paula, California Cost Of Living

F

28%

Overall NAT. AVG.

15%

Goods & Services NAT. AVG.

58%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Santa Paula	California	National
Cost of living	128	140	100
Goods & Services	115	109	100
Groceries	113	112	100
Health care	111	109	100
Housing	158	196	100
Transportation	127	132	100
Utilities	107	127	100

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Cost Of Living Quick Facts

The cost of living in Santa Paula is 9% lower than the California average
The cost of living in Santa Paula is 28% higher than the national average
Santa Paula housing is 58% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 56% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$73,757	$6,146	$1,721	$2,213
Renters	$30,841	$2,570	$720	$925

A good way to judge both the affordability of the housing and the cost of living in Santa Paula is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Santa Paula has a median income of about $73,757 for people who own homes. Based on that number, a maximum of $1,721 should be spent on expenses related to housing. Renters have a slightly different median income, which is $30,841. Based on this average, renters should spend no more than $720 on all rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	12.3%

Goods & Services

Item	Santa Paula	National avg.	Difference
Haircut	$25.92	$20.27	27.8%
Beauty Salon	$85.33	$40.39	111.2%
Toothpaste	$2.23	$2.36	5.6%
Shampoo	$1.33	$1.08	23.3%
Movie	$17.40	$10.99	58.4%
Bowling	$22.00	$15.49	42.0%

Groceries

Item	Santa Paula	National avg.	Difference
Ground Beef	$4.41	$4.30	2.5%
Fried Chicken	$1.79	$1.40	28.2%
Milk	$2.30	$2.20	4.4%
Potatoes	$2.99	$3.22	7.1%
Pizza	$11.99	$10.74	11.6%
Beer	$9.93	$9.60	3.5%

Health Care

Item	Santa Paula	National avg.	Difference
Optometrist	$123.18	$109.73	12.3%
Doctor	$126.33	$118.34	6.8%
Dentist	$115.69	$100.94	14.6%
Ibuprofen	$11.49	$9.93	15.7%
Lipitor	$489.74	$469.53	4.3%

Housing

Item	Santa Paula	National avg.	Difference
Home Price	$321,800.00	$184,700.00	74.2%
Avg. Mortgage Payment	$2,848.42	$1,229.62	131.7%
Apartment Rent	$1,142.00	$949.00	20.3%

Transportation

Item	Santa Paula	National avg.	Difference
Gasoline	$3.91	$2.71	44.2%
Tire Balancing	$51.87	$51.86	0.0%

Utilities

Item	Santa Paula	National avg.	Difference
All Electricity	$191.63	$170.84	12.2%
Phone	$187.64	$187.18	0.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Saticoy, CA	1,287	124	23.7%
Fillmore, CA	15,391	128	28.0%
El Rio, CA	7,412	130	29.8%
Port Hueneme, CA	22,126	131	30.8%
Oxnard, CA	204,752	135	34.8%
Santa Paula, CA	30,283	128	27.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
North Royalton, OH	30,302	99	1.4%
Sherwood, AR	30,251	95	5.0%
Plainfield, IN	30,318	93	7.4%
Liberty, MO	30,239	91	9.4%
Los Altos, CA	30,238	340	240.1%
Santa Paula, CA	30,283	128	27.7%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.