F
Overall 30%
Goods & Services 15%
Housing 65%
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The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexEl RioCaliforniaNational
Cost of living130140100
Goods & Services115109100
Groceries113112100
Health care111109100
Housing165196100
Transportation127132100
Utilities107127100

Key findings

  • The cost of living in El Rio is 7% lower than the California average
  • The cost of living in El Rio is 30% higher than the national average
  • El Rio housing is 65% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 59% lower than the national average

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Compare El Rio, CA Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$90,026$7,502$2,100$2,701
      Renters$42,594$3,550$994$1,278
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in El Rio, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for El Rio homeowners, is $90,026. This would allow for a maximum of $2,100 per month to be spent on housing costs. For renters, the median monthly income is $42,594 which would result in a maximum of $994 to be spent on rental costs.

      California Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      California7.25%10.5%

      California Income Tax

      StateIncome Tax (Low)Income Tax (High)
      California1%13.3%

      Goods & Services

      ItemEl RioNational avg.Difference
      Haircut $25.92$20.2727.8%
      Beauty Salon $85.33$40.39111.2%
      Toothpaste $2.23$2.365.6%
      Shampoo $1.33$1.0823.3%
      Movie $17.40$10.9958.4%
      Bowling $22.00$15.4942.0%

      Groceries

      ItemEl RioNational avg.Difference
      Ground Beef $4.41$4.302.5%
      Fried Chicken $1.79$1.4028.2%
      Milk $2.30$2.204.4%
      Potatoes $2.99$3.227.1%
      Pizza $11.99$10.7411.6%
      Beer $9.93$9.603.5%

      Health Care

      ItemEl RioNational avg.Difference
      Optometrist $123.18$109.7312.3%
      Doctor $126.33$118.346.8%
      Dentist $115.69$100.9414.6%
      Ibuprofen $11.49$9.9315.7%
      Lipitor $489.74$469.534.3%

      Housing

      ItemEl RioNational avg.Difference
      Home Price $318,300.00$184,700.0072.3%
      Avg. Mortgage Payment $2,848.42$1,229.62131.7%
      Apartment Rent $1,409.00$949.0048.5%

      Transportation

      ItemEl RioNational avg.Difference
      Gasoline $3.91$2.7144.2%
      Tire Balancing $51.87$51.860.0%

      Utilities

      ItemEl RioNational avg.Difference
      All Electricity$191.63$170.8412.2%
      Phone $187.64$187.180.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      CityPopulationCost of Living IndexNational Avg.
      Saticoy, CA1,28712423.7%
      Santa Paula, CA30,28312827.7%
      Fillmore, CA15,39112828.0%
      Port Hueneme, CA22,12613130.8%
      Oxnard, CA204,75213534.8%
      El Rio, CA7,41213029.8%

      Cities with similar population

      CityPopulationCost of Living IndexNational Avg.
      Hatboro, PA7,41211615.9%
      Kennedale, TX7,4131000.1%
      South Cleveland, TN7,4148118.6%
      Crystal City, TX7,4147723.5%
      Wellington, CO7,4091088.3%
      El Rio, CA7,41213029.8%
      Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.