El Rio, California Cost Of Living

Buy Rent

F

Overall 30%

Goods & Services 15%

Housing 65%

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	El Rio	California	National
Cost of living	130	140	100
Goods & Services	115	109	100
Groceries	113	112	100
Health care	111	109	100
Housing	165	196	100
Transportation	127	132	100
Utilities	107	127	100

Key findings

The cost of living in El Rio is 7% lower than the California average
The cost of living in El Rio is 30% higher than the national average
El Rio housing is 65% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

Most Affordable Places to Live in and Around El Rio

See all the best places to live around El Rio

Compare El Rio, CA Cost of Living

See all El Rio poll results

The best places in California

Here are the best places to live in California

10 Best cities in California for employment

These are the 10 most affordable cities in California

See the best places to live in & around El Rio

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$90,026	$7,502	$2,100	$2,701
Renters	$42,594	$3,550	$994	$1,278

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in El Rio, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for El Rio homeowners, is $90,026. This would allow for a maximum of $2,100 per month to be spent on housing costs. For renters, the median monthly income is $42,594 which would result in a maximum of $994 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	El Rio	National avg.	Difference
Haircut	$25.92	$20.27	27.8%
Beauty Salon	$85.33	$40.39	111.2%
Toothpaste	$2.23	$2.36	5.6%
Shampoo	$1.33	$1.08	23.3%
Movie	$17.40	$10.99	58.4%
Bowling	$22.00	$15.49	42.0%

Groceries

Item	El Rio	National avg.	Difference
Ground Beef	$4.41	$4.30	2.5%
Fried Chicken	$1.79	$1.40	28.2%
Milk	$2.30	$2.20	4.4%
Potatoes	$2.99	$3.22	7.1%
Pizza	$11.99	$10.74	11.6%
Beer	$9.93	$9.60	3.5%

Health Care

Item	El Rio	National avg.	Difference
Optometrist	$123.18	$109.73	12.3%
Doctor	$126.33	$118.34	6.8%
Dentist	$115.69	$100.94	14.6%
Ibuprofen	$11.49	$9.93	15.7%
Lipitor	$489.74	$469.53	4.3%

Housing

Item	El Rio	National avg.	Difference
Home Price	$318,300.00	$184,700.00	72.3%
Avg. Mortgage Payment	$2,848.42	$1,229.62	131.7%
Apartment Rent	$1,409.00	$949.00	48.5%

Transportation

Item	El Rio	National avg.	Difference
Gasoline	$3.91	$2.71	44.2%
Tire Balancing	$51.87	$51.86	0.0%

Utilities

Item	El Rio	National avg.	Difference
All Electricity	$191.63	$170.84	12.2%
Phone	$187.64	$187.18	0.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Saticoy, CA	1,287	124	23.7%
Santa Paula, CA	30,283	128	27.7%
Fillmore, CA	15,391	128	28.0%
Port Hueneme, CA	22,126	131	30.8%
Oxnard, CA	204,752	135	34.8%
El Rio, CA	7,412	130	29.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hatboro, PA	7,412	116	15.9%
Kennedale, TX	7,413	100	0.1%
South Cleveland, TN	7,414	81	18.6%
Crystal City, TX	7,414	77	23.5%
Wellington, CO	7,409	108	8.3%
El Rio, CA	7,412	130	29.8%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.