Oxnard, California Cost Of Living

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Overall 34%

Goods & Services 12%

Housing 82%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Oxnard	California	National
Cost of living	134	140	100
Goods & Services	112	111	100
Groceries	116	118	100
Health care	111	113	100
Housing	182	196	100
Transportation	126	128	100
Utilities	107	118	100

Key findings

The cost of living in Oxnard is 4% lower than the California average
The cost of living in Oxnard is 34% higher than the national average
Oxnard housing is 82% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$81,324	$6,777	$1,897	$2,440
Renters	$46,654	$3,888	$1,089	$1,400

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Oxnard, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Oxnard homeowners, is $81,324. This would allow for a maximum of $1,897 per month to be spent on housing costs. For renters, the median monthly income is $46,654 which would result in a maximum of $1,089 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Oxnard	National avg.	Difference
Haircut	$22.40	$17.49	28.1%
Beauty Salon	$68.75	$38.17	80.1%
Toothpaste	$2.49	$2.32	7.3%
Shampoo	$1.32	$1.01	30.4%
Movie	$16.10	$10.72	50.1%
Bowling	$20.33	$13.86	46.7%

Groceries

Item	Oxnard	National avg.	Difference
Ground Beef	$3.32	$3.90	14.9%
Fried Chicken	$1.79	$1.40	28.2%
Milk	$2.19	$1.96	11.6%
Potatoes	$2.99	$3.18	6.1%
Pizza	$10.99	$10.39	5.7%
Beer	$9.66	$9.23	4.7%

Health Care

Item	Oxnard	National avg.	Difference
Optometrist	$126.40	$106.34	18.9%
Doctor	$126.00	$115.25	9.3%
Dentist	$109.40	$98.38	11.2%
Ibuprofen	$12.32	$9.26	33.0%
Lipitor	$483.87	$466.47	3.7%

Housing

Item	Oxnard	National avg.	Difference
Home Price	$362,900.00	$184,700.00	96.5%
Avg. Mortgage Payment	$2,944.66	$1,273.32	131.3%
Apartment Rent	$1,396.00	$949.00	47.1%

Transportation

Item	Oxnard	National avg.	Difference
Gasoline	$3.70	$2.59	42.8%
Tire Balancing	$50.20	$48.90	2.7%

Utilities

Item	Oxnard	National avg.	Difference
All Electricity	$184.11	$167.60	9.8%
Phone	$186.90	$163.42	14.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Saticoy, CA	1,287	123	23%
Santa Paula, CA	30,283	127	27%
El Rio, CA	7,412	129	29%
Port Hueneme, CA	22,126	130	30%
Oak View, CA	4,472	145	45%
Oxnard, CA	204,752	134	34%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Fontana, CA	205,228	122	22%
Tacoma, WA	205,602	110	10%
Fayetteville, NC	203,670	91	-9%
Moreno Valley, CA	202,061	116	16%
Montgomery, AL	201,717	89	-11%
Oxnard, CA	204,752	134	34%

Source: The Oxnard, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Oxnard, CA Cost of Living